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Plata: Personal loans reviews

4.94
Based on 10,876 reviews, last reviewed 6th Mar 2026
268400% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Straight forward and seemless process Straight forward and seemless process Reviewed on: 6th March 2026
Epotnuges's avatar
Epotnuges

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10876)

There was no problem, quick and easy.

5
There was no problem, quick and easy. Reviewed on: 8th April 2024

Quick, easy and effcient.

5
Quick, easy and effcient. I was in need of a loan fast, due to home inprovements and was done within 24 hours Reviewed on: 8th April 2024

I needed a loan to buy a car

5
I needed a loan to buy a car and Plata were very quick with their response. The Loan was very easy to apply for and could be done online and the money was in my bank account the very next morning Reviewed on: 8th April 2024

Easy to deal with , great rates .

5
Easy to deal with , great rates .really quick no hassle experience 5star Reviewed on: 8th April 2024

Applied for the loan and got a quick answer, money w...

5
Applied for the loan and got a quick answer, money was also transferred quickly so overall very good experience with plata Reviewed on: 8th April 2024

Helpful team who care about there customers.

5
Helpful team who care about there customers. Reviewed on: 8th April 2024

Helpful staff supported me when I needed help with c...

5
Helpful staff supported me when I needed help with car rental and repairs Reviewed on: 8th April 2024

The lifeline I needed!

5
Plata gave me a chance when everyone else 'slammed the door in my face". They treated me like a person, and not just a number to crunch. Reviewed on: 8th April 2024

Best application process.

5
Very quick and easy to apply and very good personal service. Easy to understand details has helped me gain the confidence and understanding that this was my best option. This has been the best application process and repayment process I have used to date. Reviewed on: 8th April 2024

My Plata experience has been brilliant.

5
My Plata experience has been brilliant. From start to finish of applying for a loan, it was a smooth process. Any time I’ve had to get in touch, the service received has been to a very high standard. No complaints whatsoever! Reviewed on: 8th April 2024

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