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Plata: Personal loans reviews

View other Plata products
4.94
Based on 13,640 reviews, last reviewed 2nd May 2026
58867% increase in 5 star reviews
in the past 90 days
500% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
96%
See only 4 star reviews
4%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Very clear and fair. Very clear and fair. Always helpful when I need to get in touch. Reviewed on: 2nd May 2026
Anthony's avatar
Anthony

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13640)

The service was quick and efficient, stress free.

5
The service was quick and efficient, stress free. Reviewed on: 24th March 2026
Pauline L's avatar
Pauline L

Nice and efficient, hassle free.

5
Nice and efficient, hassle free. The process was easy, I didn’t feel like the information required was too intrusive and I felt like I was being helped instead of judged Reviewed on: 24th March 2026
Tj's avatar
Tj

It was an easy and swift application with the abili...

5
It was an easy and swift application with the ability to look into my accounts rather than sending pdf paperwork etc Reviewed on: 24th March 2026
Nicola G's avatar
Nicola G

Quick, efficient and easy to follow

5
Quick, efficient and easy to follow Reviewed on: 24th March 2026
Lynne's avatar
Lynne

Hassle-free experience

5
My experience in getting personal loan from Plata was great. The process was hassle-free and quick. Reviewed on: 24th March 2026
Lamin F's avatar
Lamin F

Perfect, recommended

5
Didn’t let me down at all… second time applied on this website always with a perfect results Reviewed on: 24th March 2026
Armindo Cabral's avatar
Armindo Cabral

Pain free way to get a loan, filled out the online f...

5
Pain free way to get a loan, filled out the online forms and completed their checks and got the money the same day. Reviewed on: 24th March 2026
William w's avatar
William w

This is the first time using Plata, but the whole ex...

5
This is the first time using Plata, but the whole experience has been great from start to finish. Applying for the loan was easy and the decision was made very quick. Reviewed on: 24th March 2026
Kristie R's avatar
Kristie R

Smart Online Personal Loan

5
I found this Personal Loan application a smart straightforward process. I completed my details for my application online. The decision was emailed with the loan contract, I signed it online and the funds came through in less than 12 hours. My repayment schedule was simple to set up and offered a range of dates for the direct debit payment so I selected the date that fit with my salary payment. Reviewed on: 24th March 2026
Rachel S's avatar
Rachel S

Very efficient and prompt process.

5
Very efficient and prompt process. I would definitely recommend using Plata. Reviewed on: 24th March 2026
Janet F's avatar
Janet F

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