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Plata: Personal loans reviews

4.94
Based on 10,871 reviews, last reviewed 5th Mar 2026
267900% increase in 5 star reviews
in the past 90 days
100% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

Great provider no issues application process seamless Great provider no issues application process seamless Reviewed on: 5th March 2026
Kevin's avatar
Kevin

Latest lowest rating:

1

High rates disguised by shiny interface High rates disguised by shiny interface Reviewed on: 27th February 2026
Kiran 's avatar
Kiran

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (10871)

Professional interaction

5
Staff interaction and processes was professional and excellent. Reviewed on: 27th March 2024

Plata quick and easy loan

5
Plata has been easy to use and apply both times. Application is quick and simple and they processed it and released funds quickly! Very helpful staff over the phone that are keen to help! Reviewed on: 27th March 2024

Really quick and easy process and I was kept updated...

5
Really quick and easy process and I was kept updated throughout Reviewed on: 27th March 2024

Fast and easy service

5
From applying for the loan to receiving the loan it was smooth, easy and quick and gave me a better Apr rate than my bank did Reviewed on: 27th March 2024

Excellent service, very happy.

5
Excellent service, very happy. They have saved skin in the long run. Reviewed on: 27th March 2024

Plata has been amazing from the start!

5
Plata has been amazing from the initial shopping around all the way through to having a loan account with them. Everything is super simple and the customer service has been excellent on every occasion that I have had to speak to them. I even love the billing and statements element! They don't confuse you with loads of industry jargon and it does exactly what it says on the tin. Love love love Plata! Reviewed on: 27th March 2024

Smooth seemless application with no hassle.

5
Smooth seemless application with no hassle. Reviewed on: 27th March 2024

Fast and friendly service excellent

5
Fast and friendly service all done within 24hrs Reviewed on: 27th March 2024

UNEXPECTED OUTCOME

5
The process was straightforward and less stressful. I did not expect the outcome but when I saw the credit to my account, I was elated. Reviewed on: 27th March 2024

Very smooth and smart.

5
Very smooth and smart. I wish to their client for a while Reviewed on: 27th March 2024

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