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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Brilliant service

5
Brilliant service from plate. I'm a happy customer!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!! Reviewed on: 21st February 2025

Very good experience.

5
Very good experience. Nice to deal with and efficient. Clear website and easy to manage. Payment system is easy to use and you proactively with notifications. An all round very well designed system that seems to be customer focussed. Reviewed on: 21st February 2025

Quick process and easy to deal with.

5
Quick process and easy to deal with. Reviewed on: 21st February 2025

The application process was straightforward

5
The application process was straightforward Reviewed on: 21st February 2025

Very quick and smooth experience, great to deal with...

5
Very quick and smooth experience, great to deal with and would highly recommend. Reviewed on: 21st February 2025

Straightforward

5
Easy straightforward to get what i needed Reviewed on: 21st February 2025

Excellent service provided throughout my application.

5
Excellent service provided throughout my application. Hassle free and competitive rates. Easy to use and clearly set out Reviewed on: 21st February 2025

Great company to work with

5
No hassle dealing with plata. I wasn't sure i would be offered thr loan because other companies had denied me. But Plata dude accept me and I am so thankful. The interest rate was very competitive. I am almost finished paying off my loan. Thanks Plata Reviewed on: 21st February 2025

Clear communication and quick return regarding deman...

5
Clear communication and quick return regarding demands raised Reviewed on: 21st February 2025

Being a small loan provider, plata gave me a great d...

5
Being a small loan provider, plata gave me a great deal and great opportunity to understand what I was getting into Reviewed on: 21st February 2025

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