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Plata: Personal loans reviews

4.85
Based on 13,652 reviews, last reviewed 11th Aug 2026
100% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
4%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Good review Good experience Money was in quick Reviewed on: 11th August 2026
Philip's avatar
Philip

Latest lowest rating:

1

Untrustworthy Don't trust them I didn't miss a payment but refused further finance even though my credit rating has gone up Reviewed on: 8th April 2026
Graham s's avatar
Graham s

About this product

Plata offer personal loans from £2,000 to £35,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (13652)

Easy to set up and good customer service.

5
Easy to set up and good customer service. Reviewed on: 21st February 2025

Life saver.

5
When I struggled to get a loan Plata was the only one offering me one which was a life saver. Reviewed on: 21st February 2025

Customer friendly

5
Simple.Safe.Secure. Customer friendly Reviewed on: 21st February 2025

Great customer service and ease of use.

5
Great customer service and ease of use. Good value for money Reviewed on: 21st February 2025

Fast reply , and payment form completed in couple of...

5
Fast reply , and payment form completed in couple of minutes. Reviewed on: 21st February 2025

Easy loan application

5
Applying for my loan with Plata was refreshingly simple. No endless paperwork or jumping through hoops - just a straightforward process that actually made sense. I kept waiting for the complicated part, but it never came. Twenty minutes later, I was done. That's it. If only everything in finance worked this way. Reviewed on: 21st February 2025

Perfection

5
Quick and easy to apply, excellent costume service no issues whatsoever ! Great experience Reviewed on: 21st February 2025

Happy customer!

5
I've never had any issues with Plata! Signing up for my loan was very straigjt forward. Reviewed on: 21st February 2025

Very quick & easy to arrange a loan.

5
Very quick & easy to arrange a loan. Monthly reminders a few days before your payment is due. Reviewed on: 21st February 2025

Simple and quick results with application.

5
Simple and quick results with application. Online portal allows me to see current status and make extra payments. I know where I stand, no nasty surprises. Reviewed on: 21st February 2025

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