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Plata: Personal loans reviews

Name: Personal loans
Rating: 4.94 (8057 reviews)

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4.94

Based on 8,057 reviews, last reviewed 26th Dec 2025

No new 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025

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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Plata Personal loans reviews (8057)

Review of the Plata, Personal loans:

Easy application

Easy step by step application, gives you plenty of information on your loan and what is repayable. Reviewed on: 22nd April 2025

They were quick and responsive and helped with any i...

They were quick and responsive and helped with any issues a may have had can’t recommend enough! Reviewed on: 11th May 2025

Real friends

I was really severely No friends around except plata. Plata the real friend in suffering time. Reviewed on: 8th May 2025

No issues at all

No issues at all, have not needed customer services. Reviewed on: 8th May 2025

I saved loads by refinancing with Plata!

I got a loan from them which reduced my monthly payments from approximately £330 to just over £100 p/m at a much much lower interest rate so very pleased! There customer service is polite, friendly, fast and easy to deal with. Reviewed on: 7th May 2025

Grst service

Very good company customer service great and paid money in bank quickly Reviewed on: 7th May 2025

Exceptional

Exceptional experiance and would strongly recommend. Reviewed on: 6th May 2025

Excellent service!

Wanted a loan to pay off my credit cards, very easy process and the money was in my account straight away! Reviewed on: 6th May 2025

No problems at all so far my loan agreement was seam...

No problems at all so far my loan agreement was seamless and communication was excellent Reviewed on: 6th May 2025

Only lender to turn me down in years.

Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a much better price than dealerships ask, Plata are the only company to turn me down I don't know why as I've paid all my other finance and personal loan providers on time and in full, their poor judgement, I've now been accepted by First Response again no problem. Reviewed on: 5th May 2025

Cant go wrong

Great customer service. Happy to help me get what i needed. Reviewed on: 2nd May 2025

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