Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (8057)

Very good and helpful and helped out at a difficult...

5
Very good and helpful and helped out at a difficult time Reviewed on: 21st March 2024
Andrew Ricketts's avatar
Andrew Ricketts

Very smooth and easy application!

5
Very smooth and easy application! Received the funds quickly allowing me to fix my car which I desperately rely on with 4 children! Reviewed on: 21st March 2024
Maisie's avatar
Maisie

A very easy process from the start and continued sup...

5
A very easy process from the start and continued support throughout the term of the loan to date. Reviewed on: 21st March 2024
KL's avatar
KL

Excellent company

5
Excellent customer service and very quick turn around on the application and funds. Easy to navigate website and make changes Reviewed on: 21st March 2024
Amanda G's avatar
Amanda G

I will always recommend

5
Good easy and fast in make decision I will recommend plata Personal Loan. Reviewed on: 21st March 2024
Sika's avatar
Sika

So easy , money in my account within hours of comple...

5
So easy , money in my account within hours of completing the small questionnaire , no calls no contact , simple !!!! And great repayment schedule !!! Reviewed on: 21st March 2024
Mr karl's avatar
Mr karl

Very easy to apply money was in my bank account very...

5
Very easy to apply money was in my bank account very quickly. Easy to monitor my payments on line with the app Reviewed on: 21st March 2024
Julie ball 's avatar
Julie ball

Highly recommended & excellent service

5
I took out a loan with plata and from the application, i never had any problems or difficulties. Customer service have always been very helpful too with any concerns I have. I am lucky to have discovered about the help they offer. I definitely trust Plata and the service they provide. Highly recommend. Reviewed on: 21st March 2024
Jenna DC's avatar
Jenna DC

wedding funds

5
Helped me get a new load to pay for my wedding Reviewed on: 21st March 2024
JacS's avatar
JacS

Didn’t respect my decision to not use open banking,...

1
Didn’t respect my decision to not use open banking, I have a joint account and my partner didn’t want me to disclose the account on open banking. Was told I had to so I could apply for a loan? Reviewed on: 21st March 2024
Denham Salmon's avatar
Denham Salmon
Reply from Plata Hi Denham, Thank you for your feedback which we are sorry to read. Unfortunately, to process some applications, we might not be able to proceed without Open Banking, and our requirements will vary from application to application. Open Banking allows us to complete an accurate assessment of your financial situation to ensure we lend responsibly. We are sorry we were unable to help you on this occasion. If you have any further concerns, please do not hesitate to contact us on 0330165 5121. Kind regards, Plata. Response date: 10th April 2024
Plata's logo
Plata

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill