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Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
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No new 1 star reviews
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

Pleasant experience, straight forward process

5
Pleasant experience, straight forward process Reviewed on: 21st March 2024

Quick and easy

5
The whole process was really quick, easy and simple! Reviewed on: 21st March 2024

Very quick efficient service.

5
Very quick efficient service. From start to finish Reviewed on: 21st March 2024

Above and beyond

5
My experience from start to finish was superb,couldn't fault them Reviewed on: 21st March 2024

Good experience and good service

5
Good experience and good service Reviewed on: 21st March 2024

Easy application and good customer service

5
Very easy application and kept up to date during the application process. Has a good website that is easy to understand and navigate. Reviewed on: 21st March 2024

Loan was there when I needed it and they were very p...

5
Loan was there when I needed it and they were very prompt in responding Reviewed on: 21st March 2024

Easy to do and set up, very simple application and f...

5
Easy to do and set up, very simple application and fast decision! Reviewed on: 21st March 2024

As a single carer of disabled children, I have been...

5
As a single carer of disabled children, I have been forced to deal with many credit providers. Plata was the best loan provider I have ever dealt with. The application was strait forward. The interest rate was extremely reasonable. Customer service is very sufficient and helpful. I am very happy with it. Reviewed on: 21st March 2024

Simple. Clear. Fair

4
Simple. Clear. Fair. Doesn't jump on you if there's a DD issue caused by your bank Reviewed on: 21st March 2024

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