Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (8057)

Efficient straight forward application process.

5
Efficient straight forward application process. Easy to access account. Reviewed on: 21st March 2024
Leanne S's avatar
Leanne S

Great service , I appreciate the help that plata giv...

5
Great service , I appreciate the help that plata give me with the loan Reviewed on: 21st March 2024
Rui Pimpao's avatar
Rui Pimpao

Efficient

5
Efficient, quick and easy, no fuss that’s all I needed Reviewed on: 21st March 2024
C R's avatar
C R

Wonderful stress free experience

5
Wonderful stress free experience Reviewed on: 21st March 2024
Felix C's avatar
Felix C

Perfect service.

5
Perfect service. Easy process from setting up, payment received and monthly payments processed. Very information online portal, couldn’t be happier. Reviewed on: 21st March 2024
Rikki S's avatar
Rikki S

Plata - on your side!

5
The entire experience of applying for a loan with Plata is by far the easiest and most relaxing compared with any other lender, outside of banks. In the past I have on occasion been made to feel embarrassed when applying for a loan with another company. Nothing like that with Plata! They are on your side and I would highly recommend them to anyone. Reviewed on: 21st March 2024
Patricia B's avatar
Patricia B

Great company

5
Easy process, good rates and staff are very helpful and friendly. Reviewed on: 21st March 2024
Leigh Creighton's avatar
Leigh Creighton

Great customer service very helpful

5
Great customer service very helpful Reviewed on: 21st March 2024
June K's avatar
June K

Poor experience!

3
High rates! In December if I were to reimburse the whole amount it was under 5k. All of a sudden in March this year the amount gone up with at least £500, while I paid 3 more months and instead of going down, gone up. Reviewed on: 21st March 2024
Alex's avatar
Alex

quick and simple process.

5
The application was a quick and simple process. The extra money was a great help to me and manageable payback period. If I were to need another loan again in the future I would definitely use them again. Reviewed on: 21st March 2024
Nina N's avatar
Nina N

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill