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Plata: Personal loans reviews

4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

Superb, over all experience was brilliant, best cust...

5
Superb, over all experience was brilliant, best customer service too Reviewed on: 21st March 2024

Super easy, transparent, and quick!

5
Super easy, transparent, and quick! No hassle at all Reviewed on: 21st March 2024

Strongly recommend to everyone.

5
Strongly recommend to everyone. Profesional service, no problems or hidden fees, everything goes well from start. Realy enjoy to be Plata customer, Reviewed on: 21st March 2024

Friendly, professional service.

5
Straight forward, easy, friendly and professional. Reviewed on: 21st March 2024

Very quick and easy process

4
Very quick and easy process not any hassle and can do all online very easy and quick payment Reviewed on: 21st March 2024

I get a very good experience.

5
I get a very good experience. Quick customer service Reviewed on: 21st March 2024

Fantastic

5
Very good. Recomand. Five star. I receive my loan very quick. Staff is very helpfull. Reviewed on: 21st March 2024

Plata was the first provider to apply for a personal...

5
Plata was the first provider to apply for a personal loan, all the major banks refused my applications over the consideration that I had a short history in the UK even though it was a relatively small loan that could be repaid by pretty much anyone even on minimum wage. I was also very happy when I got an email close to the winter holidays reminding me I could repay my loan early to reduce the amount I had to pay overall, which didn't even occur to me at the time. I doubt most financial institutions support their customers like this Reviewed on: 21st March 2024

Very straightforward and easy to communicate with.

5
Very straightforward and easy to communicate with. Reviewed on: 21st March 2024

Simple application process, kind and efficient staff.

5
Simple application process, kind and efficient staff. Reviewed on: 21st March 2024

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