Smart Money People Logo
Go to business site
Share this page
Link copied

Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
No new 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
Read all reviews Write a review

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Plata Personal loans reviews (8057)

Very quick quote and fund release.

5
Very quick quote and fund release. Reviewed on: 20th March 2024
Todor Vasilev's avatar
Todor Vasilev

The whole process was incredibly simple

5
The whole process was incredibly simple from start to finish. I've never had any issues with plata Reviewed on: 20th March 2024
Rebecca c's avatar
Rebecca c

Very fast decision money in the bank, the same day n...

5
Very fast decision money in the bank, the same day no messing about great service. Reviewed on: 20th March 2024
Claire R's avatar
Claire R

Brilliant company and product.

5
Brilliant company and product.Online application was easy and the staff were very pleasant. Reviewed on: 20th March 2024
Colin Burns's avatar
Colin Burns

From applying to receiving funds all done in a coupl...

5
From applying to receiving funds all done in a couple of hours first class excellent customer services Reviewed on: 20th March 2024
Philly 's avatar
Philly

Very easy to use the online portal when making overp...

5
Very easy to use the online portal when making overpayments or changing the payment dates Reviewed on: 20th March 2024
Arin's avatar
Arin

Plata I've experienced that this is the only loan to...

5
Plata I've experienced that this is the only loan to notify me via SMS for an upcoming payment and date, had loans from many but I've just got this service from Plata, I think this is the best way to inform the customer, Thank you Reviewed on: 20th March 2024
Asward's avatar
Asward

Good communication fast approval

5
Good communication fast approval Reviewed on: 20th March 2024
Steph Stirling's avatar
Steph Stirling

All round fantastic.

5
I had a loan with Plata that I recently paid off. The customer service was great and it was easy enough to do. My payments for the loan were also very good. Reviewed on: 20th March 2024
Molly 's avatar
Molly

Easy application, good customer service, will help w...

4
Easy application, good customer service, will help with with your application and decide if pre-aproved Reviewed on: 20th March 2024
Edward Durrant's avatar
Edward Durrant

Review Plata: Personal loans now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill