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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,057 reviews, last reviewed 26th Dec 2025
100% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

5

Easy to get information from the app. Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
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Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8057)

Great service

5
So easy and simple, went through quick without delay, would recommend Reviewed on: 4th July 2023
Chloe Fish's avatar
Chloe Fish

Personal loans

5
Very good company to do business Easy to apply Good customer service Reviewed on: 4th July 2023
John's avatar
John

Simple & Fast

5
Really fast to apply -no difficult questions to answer -a swift decision. I had a query so called Plata and got through to a real normal person in the UK who was friendly and answered my question. Funds in my account the same day. Reviewed on: 3rd July 2023
Gail Buckerfield's avatar
Gail Buckerfield

From sceptical to convert

5
I must say, despite my massive scepticism about loans from new companies like plata, with great branding etc, I guess I had the misconception that any loan company that offers loans to people who don't have the best credit such as myself, we needed to be mindful of them. But thus far however, every aspect of the process was easy and relatively stress-free. The website and online user experience is great, the loan money was deposited quickly without Plata doing a deep dive into my accounts and my dogs accounts and my house plants accounts and asking me for paperwork after paperwork; and the interest and repayments weren't terrible. Overall, Plata helped me when I needed money to achieve my personal goals and when other companies were offering horrendous terms, Plata came to the rescue. Reviewed on: 3rd July 2023
Angelica Sykes UK's avatar
Angelica Sykes UK

Great provider

5
Great service, good rate and trusted in me Reviewed on: 2nd July 2023
Terry's avatar
Terry

Easy, quick and helpful

5
Applied for my loan within a few days all parts of my loan agreement were finalised and the money transferred pretty much straight away Reviewed on: 1st July 2023
Tom Williams's avatar
Tom Williams

Quick, transparent process

5
I was really pleased with the whole experience. From start to finish it took a day, it was very clear, and transparent. Reviewed on: 30th June 2023
alexandru@badiu.me's avatar
[email protected]

Quick decision and transfer of funds

5
Very quick decision and the funds were in my account the next day. Very happy with the service. Reviewed on: 30th June 2023
Syed's avatar
Syed

Fantastic service

5
Overall amazing. They are an amazing team and saved me so much stress Reviewed on: 29th June 2023
Paul Deevoy's avatar
Paul Deevoy

Great service

5
Very easy process, great service Reviewed on: 29th June 2023
Tracie Coote's avatar
Tracie Coote

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