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Plata: Personal loans reviews

4.94
Based on 8,055 reviews, last reviewed 8th Jun 2025
97% decrease in 5 star reviews
in the past 90 days
33% decrease in 1 star reviews
in the past 90 days
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Latest highest rating:

4

I se now so much comment for plata loan and everyone... I se now so much comment for plata loan and everyone talking for good Reviewed on: 8th June 2025
Russzo J's avatar
Russzo J

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P

About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8055)

Simple & Fast

5
Really fast to apply -no difficult questions to answer -a swift decision. I had a query so called Plata and got through to a real normal person in the UK who was friendly and answered my question. Funds in my account the same day. Reviewed on: 3rd July 2023

From sceptical to convert

5
I must say, despite my massive scepticism about loans from new companies like plata, with great branding etc, I guess I had the misconception that any loan company that offers loans to people who don't have the best credit such as myself, we needed to be mindful of them. But thus far however, every aspect of the process was easy and relatively stress-free. The website and online user experience is great, the loan money was deposited quickly without Plata doing a deep dive into my accounts and my dogs accounts and my house plants accounts and asking me for paperwork after paperwork; and the interest and repayments weren't terrible. Overall, Plata helped me when I needed money to achieve my personal goals and when other companies were offering horrendous terms, Plata came to the rescue. Reviewed on: 3rd July 2023

Great provider

5
Great service, good rate and trusted in me Reviewed on: 2nd July 2023

Easy, quick and helpful

5
Applied for my loan within a few days all parts of my loan agreement were finalised and the money transferred pretty much straight away Reviewed on: 1st July 2023

Quick, transparent process

5
I was really pleased with the whole experience. From start to finish it took a day, it was very clear, and transparent. Reviewed on: 30th June 2023

Quick decision and transfer of funds

5
Very quick decision and the funds were in my account the next day. Very happy with the service. Reviewed on: 30th June 2023

Fantastic service

5
Overall amazing. They are an amazing team and saved me so much stress Reviewed on: 29th June 2023

Great service

5
Very easy process, great service Reviewed on: 29th June 2023

Plata rocks!

5
Easy application all you need to know terms and conditions policies written in understandable terms no confusing jargon or hidden catches.money in less than an hr.great service well done Plata definitely recommendxx Reviewed on: 29th June 2023

Easy process!

5
Very easy process and great customer service Reviewed on: 29th June 2023

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