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Plata: Personal loans reviews

View other Plata products
4.94
Based on 8,062 reviews, last reviewed 4th Feb 2026
500% increase in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

5 star service, great platform and easy to use Easy application, great online account experience - everything clearly explained and easy to use. Reviewed on: 4th February 2026
Nats O's avatar
Nats O

Latest lowest rating:

1

Only lender to turn me down in years. Always been accepted in the past years by Motonovo, First Response ect, but I wanted a personal loan this time as I wanted to buy a car private for a ... Read more Reviewed on: 5th May 2025
Steven P's avatar
Steven P
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About this product

Plata offer personal loans from £2,000 to £25,000 that can be repaid over 12 – 60 months.

You can apply for a Plata personal loan on-line and there’s a live chat facility if you need help. Monthly payments can be made on the date you choose and there are no fees.

Plata personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Plata before, you can also leave a review and share your experience.

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Plata Personal loans reviews (8062)

5 star service, great platform and easy to use

5
Easy application, great online account experience - everything clearly explained and easy to use. Reviewed on: 4th February 2026
Nats O's avatar
Nats O

Plata personal loan

5
They have helped me when others wouldn’t rates are reasonable customer service was great very helpful. Quick turn around from application to payment being received. Everything was easily setup with no faff. Reviewed on: 4th February 2026
Emma's avatar
Emma

Excellent, but for one anomalous defect . . .

5
My experience thus far, albeit less than two months in, has been almost flawless, easily on a par with that of all previous and present financial services (National Westminster: utterly unsatisfactory; Co-operative: highly satisfactory; Capital One: excellent, efficient, responsible; PayPal: helpful, but quick to debit, very, VERY slow to credit or refund), in that it has been easy, clear, efficient, helpful, responsible and, above all, affordable, fixed, secure: the top-up facility (as on my former Bank of Scotland extendable mortgage, much used as necessary) would seem to be the icing on the cake, but for the fact that no-one can, or will, provide any indication WHATSOEVER as to either its availability, or even the eligibility-criteria ~ no dates, amounts, existing liabilities, circumstances, absolutely nothing WHATSOEVER, declaring it to be "an internal matter", without offering any rationale or explanation; all of which strikes me as regrettable, inexplicable and frankly bizarre ~ why the secrecy? What the jeopardy? To whom the benefit? Incomprehensible, and unsatisfactory . . . ! Reviewed on: 4th February 2026
MONITOR's avatar
MONITOR

Not the best, but not the worst...

3
I think the interest rate is high, but unfortunately there is nothing to be done about that. I am still grateful for their service, however. Reviewed on: 4th February 2026
Elliott L's avatar
Elliott L

Easy process and great service.

5
Easy process and great service. Hassle free document process and funds within minutes into bank account. Reviewed on: 4th February 2026
Alex's avatar
Alex

Easy to get information from the app.

5
Easy to get information from the app. Reviewed on: 26th December 2025
OLUFEMI A's avatar
OLUFEMI A

Excellent service, needs app

5
Excellent service, fast turn around. Would help to have an app to more easily access accounts Reviewed on: 27th July 2025
Katherine V's avatar
Katherine V

I se now so much comment for plata loan and everyone...

4
I se now so much comment for plata loan and everyone talking for good Reviewed on: 8th June 2025
Russzo J's avatar
Russzo J

Quick, professional I am being supported on time by...

5
Quick, professional I am being supported on time by my solve problems Reviewed on: 1st June 2025
Danuta J's avatar
Danuta J

Fast and easy service, I’m very satisfied

5
Fast and easy service, I’m very satisfied Reviewed on: 30th May 2025
N gh's avatar
N gh

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