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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
78% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

I know my money is being looked after and that Atom...

5
I know my money is being looked after and that Atom will illicit the maximum amount of growth needed to benefit my investment. Reviewed on: 18th April 2025

Great service.

5
Great service. Great APP. Offer good rates Reviewed on: 18th April 2025

First time with Atom.

5
First time using an internet banking company so was quite apprehensive.Their banking app was so straightforward and easy to access.Dependant on rates offered wouldn,t hesitate to use again or recommend. Reviewed on: 18th April 2025

Easy to use, good value and excellent app

5
Easy to use, good value and excellent app Reviewed on: 18th April 2025

Simple, effective and secure.

5
Simple, effective and secure. Provides regular updates of interest and other savings accounts Reviewed on: 18th April 2025

Good for money, good for access.

5
A good interest rate with a clean, accessible and easy to use app. No clutter, no fuss, and most of all, great for people using access software such as htose who are visually impaired. Reviewed on: 18th April 2025

Competitive savings rates

5
Atom Bank offers very competitive savings rates and the app based accounts are easy to use. Reviewed on: 18th April 2025

Easy banking

4
Simple and easy to setup an account. App is user friendly. One of the best interest rates getting around. Reviewed on: 18th April 2025

Atom are a great choice for a savings account.

5
Atom are a great choice for a savings account. Reviewed on: 18th April 2025

I love the simplicity of it.

5
I love the simplicity of it. So easy to set up and control and now with the Rewards account I don't think they can be beaten. Reviewed on: 18th April 2025

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