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Atom Bank: Savings reviews

4.91
Based on 5,184 reviews, last reviewed 12th Mar 2026
53800% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026
merciowusu@yahoo.com's avatar
[email protected]

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

Fair competitive and courteous at all times.

5
Fair competitive and courteous at all times. Easy to deal with and no issues over 3 years Reviewed on: 17th April 2025

Atom Bank provide excellent interest rates

5
Atom Bank provide excellent interest rates and their app is fantastically easy to use. They are the first app-only banking service I've used and would absolutely recommended them. A great service! Reviewed on: 17th April 2025

Really easy to setup and clear communication

5
Really easy to setup and clear communication Reviewed on: 17th April 2025

Easy to set up account, easy to check my balance whe...

4
Easy to set up account, easy to check my balance when needed and move money around as necessary. Reviewed on: 17th April 2025

The best out there

5
Limited but competitive products and good customer service Reviewed on: 17th April 2025

Easy setup, easy access, never had to call customer...

5
Easy setup, easy access, never had to call customer service Reviewed on: 17th April 2025

Excellent overall experience, easy to use app.

5
Excellent overall experience, easy to use app. Reviewed on: 17th April 2025

Great bank

5
Good interest rates and excellent customer service Reviewed on: 17th April 2025

Best place to save!

5
Been the best place to put my savings with a great return and transparency at all levels. Their app is very easy to use and communication is great Reviewed on: 17th April 2025

First Class Service.

5
Straight forward online banking. Easy to operate with the app. First class service. Reviewed on: 17th April 2025

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