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Atom Bank: Savings reviews

Name: Savings
Rating: 4.89 (4592 reviews)

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4.93

Based on 4,592 reviews, last reviewed 5th Sep 2025

100% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Good product offers fair returns Good product offers fair returns Reviewed on: 5th September 2025

Latest lowest rating:

1

Regular inverster Very easy fix bond.renewal / reinvest made very simple Reviewed on: 17th April 2025

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About this product

Atom Bank launched in 2016 with two savings products, their one year fixed saver, and their two year fixed saver.

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Atom Bank Savings reviews (4592)

Great rates and products

I have using Atom Bank for some years now following a recommendation by Martin Lewis. They have always given very good rates, they have the right range of products to suit my needs and the app is very easy to navigate. On the rare occasions I have needed to contact them for support my query has been very quickly resolved. Reviewed on: 17th April 2025

Great online banking

Great online banking great interest rate easy to check how your money is doing easy access to your bank account plenty of accounts and great interest rates for short term savings Reviewed on: 17th April 2025

Good & quick customer support.

Good & quick customer support. After initial teething problems App usually works well & use as was first app only bank. Continues to offer competitive interest rates. Clear & concise future interest payment info. Reviewed on: 17th April 2025

Atom Fixed Term Savings Account

I started using Atom Bank for saving a few years ago purely because their rates were so good and when that term ended, I had no hesitation in setting up a new one. The process of opening the account was straightforward and I have had no problems in accessing my account. Their customer service is good, whilst they keep me notified of any changes to terms and conditions etc, I don't get bombarded with emails which is great. Reviewed on: 17th April 2025

Atom Bank

Excellent, professional and friendly, all the qualities you need in a bank. Reviewed on: 17th April 2025

Excellent all round bank.

Excellent all round bank. App easy to use but very security conscious, customer service great, highly recommended. Reviewed on: 17th April 2025

Contact with Atom

Whenever phoned customer service, all problems sorted promptly and efficiently. Reviewed on: 17th April 2025

Great rates and rewards on instant savings accounts.

I switched to Atom to take advantage of their great interest rates on instant savings accounts after my bank of over 10 years dropped their rates again. The set up and transfer process was both easy and felt incredibly secure. This is an ideal account for anyone who wants their savings to work for them and you are rewarded with a higher rate when your money is untouched. Even the lower rate after withdrawal was much higher than my previous banks so switching was a no brainer! Reviewed on: 17th April 2025

Great mobile banking experience

Really easy to use and well designed mobile app makes banking with Atom a breeze. Friendly messaging and email notifications makes sure I am kept up to date with any updates. Reviewed on: 17th April 2025

Easy App and good customer service

I was initially a bit apprehensive when I first heard about Atom Bank (perhaps because I never heard of them before), but since we have a mortgage and a savings account with them, I’ve come to love it. I find the app really user-friendly and the transactions are instant. Every time we've had to contact the customer service, they’ve been incredibly friendly and personable and human - something you don’t come across very often these days. Reviewed on: 17th April 2025

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