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Atom Bank: Savings reviews

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4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

So quick and easy to open

5
Recently opened a savings account which was so quick and easy to do. Good interest rates compared to other banks. App so easy to use and all details provided on it. Reviewed on: 17th April 2025
Sue C's avatar
Sue C

Very Good experience easy to understand

5
Very Good experience easy to understand Reviewed on: 17th April 2025
David 's avatar
David

Atom a great bank to do business with

5
Atom is an effective, efficient & financially rewarding bank. I really like their App, it can deal with all my queries. Great prompts when an account is nearing maturity Reviewed on: 17th April 2025
Anne Deighan 's avatar
Anne Deighan

Excellent app with clarity.

5
Excellent app with clarity. Good value savings products and very clear communications. Reviewed on: 17th April 2025
Marcus Wellby's avatar
Marcus Wellby

Saving account

5
Very good communications and interest always paid on date regardless if it falls on weekends unlike other banks Reviewed on: 17th April 2025
Allan C's avatar
Allan C

Easy to use web banking efficiently and friendly staff

5
Easy to use web banking efficiently and friendly staff Reviewed on: 17th April 2025
John W's avatar
John W

Great banking app, very easy to use, and good rates...

5
Great banking app, very easy to use, and good rates for savings Reviewed on: 17th April 2025
Bo L's avatar
Bo L

Easy peasy

4
Easy to access, good communication and only when needed. Reviewed on: 17th April 2025
Joe's avatar
Joe

Very happy banking with Atom

5
App easy to use never had a problem with this bank Reviewed on: 17th April 2025
Sharon gg's avatar
Sharon gg

Happy Atom saver.

4
Easy to open happy with current interest rate easy to navigate when opening app on phone. Reviewed on: 17th April 2025
JR's avatar
JR

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