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Atom Bank: Savings reviews

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4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom is a user friendly bank to save with and their...

5
Atom is a user friendly bank to save with and their app is clear and easy to follow, offering good rates to encourage saving. Reviewed on: 17th April 2025
Stuart Wernham 's avatar
Stuart Wernham

Have used Atom for a number of years.

5
Have used Atom for a number of years. Always been efficient and easy to use. Reviewed on: 17th April 2025
Diane A's avatar
Diane A

Just opened an account so not much experience yet

4
Just opened an account so not much experience yet Reviewed on: 17th April 2025
Rob's avatar
Rob

Good interest on savings

5
Good savings interest and notify me if and when necessary. Reviewed on: 17th April 2025
Julieta c's avatar
Julieta c

Would thoroughly recommend Atom Bank.

5
Would thoroughly recommend Atom Bank. Easy to use and access the different types of savings accounts. No faff or overly used legal jargon just straightforward information. Easy to check the progress of the accounts anytime. Reviewed on: 17th April 2025
Robert A's avatar
Robert A

Good interest rates

5
Excellent experience to date. Good interest rates and responsive customer service when required. Reviewed on: 17th April 2025
Nigelb's avatar
Nigelb

Clean, efficient & competetive

5
I’ve been using Atom Bank for a while now, and overall, I’m very pleased with what it offers. As someone who values efficiency and straightforward tools, I find Atom’s approach refreshing — it strips away the fluff and delivers exactly what I need: solid interest rates, a clean digital experience, and no-nonsense service. Reviewed on: 17th April 2025
Simon Winster's avatar
Simon Winster

Online system.

5
Online system very good. Performs well and gives you all required information. Reviewed on: 17th April 2025
Alan m's avatar
Alan m

Easy to set up account and app is a doddle to use.

5
Easy to set up account and app is a doddle to use. Reviewed on: 17th April 2025
Darren S's avatar
Darren S

Rating Atom

5
I having to leave Atom as they do not do an ISA I hope they do soon so I can returm Reviewed on: 17th April 2025
Richard w's avatar
Richard w

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