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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

No complaints at all

5
Already got someone else using Atom. Great rates, straight forward to set up and manage accounts, being with you a few years now and no intentions of moving. Thank you Reviewed on: 17th April 2025

Easy to use, good rates.

5
Easy to use, good rates. Offer explained in easy to understand language. Reviewed on: 17th April 2025

Best savings rate compared to high street banks.

5
Best savings rate compared to high street banks. App is easy to use, connects securely to other accounts for transfer. Reviewed on: 17th April 2025

professional in all aspects of banking

5
professional in all aspects of banking Reviewed on: 17th April 2025

So quick and easy to open.

5
So quick and easy to open. Unlike others who I have experienced Reviewed on: 17th April 2025

Easy to use and good interest rate

5
Easy to use and good interest rate Reviewed on: 17th April 2025

Good interest rates and best bank app I have used.

5
Good interest rates and best bank app I have used. Reviewed on: 17th April 2025

I was dubious at first to open an a/c with an online...

5
I was dubious at first to open an a/c with an online bank, but I needn’t have worried because everything has been perfect, so glad I went with Atom bank. Reviewed on: 17th April 2025

Been banking with them a few years now with fixed te...

5
Been banking with them a few years now with fixed term savings. I found the whole process easy and flexible with no issues. Competitive rates. My children now bank with them. Reviewed on: 17th April 2025

Best online bank interest have used.

5
Best online bank interest have used. Easy to use and very competitive rates. Reviewed on: 17th April 2025

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