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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Simple savings for the technically challenged...

5
I was looking for a simple easy access savings account with a good return. I am not very technically minded and don't like using my phone, I prefer to use my laptop. But Atom made it really easy to use and easy to understand, ideal for a technodunce like myself Reviewed on: 17th April 2025

Easy process to open and easy app to work.

5
Easy process to open and easy app to work. Reviewed on: 17th April 2025

Very slick app, user friendly interface.

5
Very slick app, user friendly interface. Would be good for people with dementia or children. I think other banks could learn a thing or two. That's all I have to say but presumably there is a character limit. Reviewed on: 17th April 2025

I have been with Atom Bank for several years now wit...

5
I have been with Atom Bank for several years now with an easy access account and long term accounts. I feel confident that my money is safe and it is so easy to withdraw or deposit money into the easy access accounts. well done Atom. Keep up the good work. Reviewed on: 17th April 2025

Brilliant app and very easy to use wity best savings...

5
Brilliant app and very easy to use wity best savings rate Reviewed on: 17th April 2025

Never had any problems.

5
Never had any problems which to me rates as excellent service. Reviewed on: 17th April 2025

Very easy to use, app simple to navigate.

5
Very easy to use, app simple to navigate. Good customer service very happy. Reviewed on: 17th April 2025

App always works, face identification so very secure...

5
App always works, face identification so very secure, good rates of interest. Reviewed on: 17th April 2025

Good communication and good all round service

4
Good communication and good all round service Reviewed on: 17th April 2025

Easy account management, for any age!

5
Easy to apply to open my account. Fast, reliable app with great levels of security, that even I (at 65 years old) can manage easily. Great savings rates and options for accounts. Lovely people who go out if their way to help, should you ever need it, but very rare for me as app easy. Reviewed on: 17th April 2025

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