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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

Clean, efficient & competetive

I’ve been using Atom Bank for a while now, and overall, I’m very pleased with what it offers. As someone who values efficiency and straightforward tools, I find Atom’s approach refreshing — it strips away the fluff and delivers exactly what I need: solid interest rates, a clean digital experience, and no-nonsense service. Reviewed on: 17th April 2025

Online system.

Online system very good. Performs well and gives you all required information. Reviewed on: 17th April 2025

Easy to set up account and app is a doddle to use.

Easy to set up account and app is a doddle to use. Reviewed on: 17th April 2025

Rating Atom

I having to leave Atom as they do not do an ISA I hope they do soon so I can returm Reviewed on: 17th April 2025

So quick and easy to open

Recently opened a savings account which was so quick and easy to do. Good interest rates compared to other banks. App so easy to use and all details provided on it. Reviewed on: 17th April 2025

Very Good experience easy to understand

Very Good experience easy to understand Reviewed on: 17th April 2025

Atom a great bank to do business with

Atom is an effective, efficient & financially rewarding bank. I really like their App, it can deal with all my queries. Great prompts when an account is nearing maturity Reviewed on: 17th April 2025

Excellent app with clarity.

Excellent app with clarity. Good value savings products and very clear communications. Reviewed on: 17th April 2025

Saving account

Very good communications and interest always paid on date regardless if it falls on weekends unlike other banks Reviewed on: 17th April 2025

Easy to use web banking efficiently and friendly staff

Easy to use web banking efficiently and friendly staff Reviewed on: 17th April 2025

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