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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5184 reviews)

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4.91

Based on 5,184 reviews, last reviewed 12th Mar 2026

53800% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom fixed savings accounts . Very good interest for their fixed rate savings accounts. App easy to use. Reviewed on: 12th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5184)

Good interest rates and best bank app I have used.

Good interest rates and best bank app I have used. Reviewed on: 17th April 2025

I was dubious at first to open an a/c with an online...

I was dubious at first to open an a/c with an online bank, but I needn’t have worried because everything has been perfect, so glad I went with Atom bank. Reviewed on: 17th April 2025

Been banking with them a few years now with fixed te...

Been banking with them a few years now with fixed term savings. I found the whole process easy and flexible with no issues. Competitive rates. My children now bank with them. Reviewed on: 17th April 2025

Best online bank interest have used.

Best online bank interest have used. Easy to use and very competitive rates. Reviewed on: 17th April 2025

Atom is a user friendly bank to save with and their...

Atom is a user friendly bank to save with and their app is clear and easy to follow, offering good rates to encourage saving. Reviewed on: 17th April 2025

Have used Atom for a number of years.

Have used Atom for a number of years. Always been efficient and easy to use. Reviewed on: 17th April 2025

Just opened an account so not much experience yet

Just opened an account so not much experience yet Reviewed on: 17th April 2025

Good interest on savings

Good savings interest and notify me if and when necessary. Reviewed on: 17th April 2025

Would thoroughly recommend Atom Bank.

Would thoroughly recommend Atom Bank. Easy to use and access the different types of savings accounts. No faff or overly used legal jargon just straightforward information. Easy to check the progress of the accounts anytime. Reviewed on: 17th April 2025

Good interest rates

Excellent experience to date. Good interest rates and responsive customer service when required. Reviewed on: 17th April 2025

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