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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5210 reviews)

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4.91

Based on 5,210 reviews, last reviewed 28th Apr 2026

81% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

I have used Atom Bank App for the past few years.

I have used Atom Bank App for the past few years. The service via their app is efficient and trustworthy Reviewed on: 17th April 2025

EASY TO USE BANKING WITH GOOD INTEREEST RATES

Honest and easy to understand explanations of savings and banking products. Phone app has never had hiccups and transactions progress through promptly and without fuss. Always offer good interest rates, often leading the market. Reviewed on: 17th April 2025

Excellent interest rate compared to their banks.

Excellent interest rate compared to their banks. Easy to use app, never any issues Reviewed on: 17th April 2025

I've always found dealing with atom a pleasureable e...

I've always found dealing with atom a pleasureable experience but as with most people who are investing it's the rate of interest that's the most important section for me and I'm pleased to report they are always in the top 5 for the rates on offer so from that point of view I'd be happy to recommend them or at least for a look to see what is on offer. Reviewed on: 17th April 2025

Easy App to operate

So easy to open up account and App easy to navigate and use. Good competitive interest rates. Would definitely recommend to friends and family. Reviewed on: 17th April 2025

Really competitive rates and easy to use.

Really competitive rates and easy to use. App interface with a timeline of transactions and activity is clear; combining information of Interest Rates, Payments, Monthly statements; a bit more modern than a table! Instant Saver Reward is very competitive. Reviewed on: 17th April 2025

Excellent

Extremely easy app to use. Good interest rates and their customer service is first class Reviewed on: 17th April 2025

Interest rate high, transaction super safe

Interest rate is high, that is everything, and the transaction process is so secure, feeling safe when saving money in Atom bank Reviewed on: 17th April 2025

Easy account to set up and transfer funds in and out...

Easy account to set up and transfer funds in and out off .The app is also very user friendly Reviewed on: 17th April 2025

Easy to use app

It has been very easy to manage my savings using the Atom app Reviewed on: 17th April 2025

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