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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5185 reviews)

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4.91

Based on 5,185 reviews, last reviewed 16th Mar 2026

53900% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5185)

Easy to use

Easy to open account and good rate of interest. Excellent communications from the bank. An all round easy experience Reviewed on: 17th April 2025

I opened a fixed 1 year savings account with Atom as...

I opened a fixed 1 year savings account with tom as they offered the highest interest rates at the time. The App is smooth and has worked really well for me. Reviewed on: 17th April 2025

Fantastic service, never an issue banking with them

Fantastic service, never an issue banking with them Reviewed on: 17th April 2025

First class bank

Very helpful staff - a pleasant surprise these days! Reviewed on: 17th April 2025

Good variation of products and easy to use.

Good variation of products and easy to use. Reviewed on: 17th April 2025

Easy to set up just follow the simple instructions

Easy to set up just follow the simple instructions Reviewed on: 17th April 2025

Very easy

Very easy to access and administer through the banking app. Reviewed on: 17th April 2025

I found it very easy to deal with Atom online regard...

I found it very easy to deal with Atom online regarding investments and withdrawal of funds. Reviewed on: 17th April 2025

1st class

1st class service and saving rates Reviewed on: 17th April 2025

Would Recommend - And Have Done So

Easy to open, easy to operate great rates, clear t's & c's. Communication is appropriate & not overpowering. Reviewed on: 17th April 2025

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