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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
81% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Easy to use app and consistency good interest rate

5
Easy to use app and consistency good interest rate Reviewed on: 17th April 2025

Impressed with Atom

5
Easy to set up an account. Good app with very understandable functions. Excellent rates of interest Reviewed on: 17th April 2025

Super easy to use.

5
Super easy to use. Great interest rate. Highly intuitive interface. I have recommended it to my family. Reviewed on: 17th April 2025

First rate service

5
Everything is so quick and easy. Never had any trouble Reviewed on: 17th April 2025

Excellent savings rates, but even better to use

5
Atom have consistently offered excellent saving rates but, just as importantly, have always been top notch in all other aspects - a very straightforward and clear app, speedy transactions and clear and useful information. I cannot say how good their customer service because I have been able to do everything I needed immediately Reviewed on: 17th April 2025

Very easy account set up and management.

5
Very easy account set up and management. Good rates. Very straightforward and simple process with excellent support. Reviewed on: 17th April 2025

Have had savings accounts with Atom for a few years...

5
Have had savings accounts with Atom for a few years now and they always have a good rate. Their app is easy to use and clearly laid out. I would recommend Atom to any of my friends. Reviewed on: 17th April 2025

Excellent customer experience, easy to invest.

5
Excellent customer experience, easy to invest. Great rate of interest Reviewed on: 17th April 2025

Easy to use, can access it whilst out and about.

4
Easy to use, can access it whilst out and about. Reviewed on: 17th April 2025

Atom-Good to do business with

5
Excellent rates, service, good app combined with prompt customer service Reviewed on: 17th April 2025

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