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Atom Bank: Savings reviews

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4.91
Based on 5,185 reviews, last reviewed 16th Mar 2026
53900% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Just a good no messing bank that offers good savings... Just a good no messing bank that offers good savings rates and is there when you need it. first class! Keep you up to date and efficiently run. Reviewed on: 16th March 2026
Anthony Heath's avatar
Anthony Heath

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R
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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5185)

I like Atom and their attitude, very positive.

5
I like Atom and their attitude, very positive. Good rates and fair on withdrawal rate. Only thing is interest cannot be paid out monthly and when using app on iPad it does not change to landscape view. Reviewed on: 17th April 2025
Nicholas W's avatar
Nicholas W

Very easy to set up and great app.

5
Very easy to set up and great app. Competitive rates of interest too. Only used for several fixed rate accounts so can’t comment on other products Reviewed on: 17th April 2025
Paul's avatar
Paul

great products and rates

5
Easy app great security great products and rates Reviewed on: 17th April 2025
Graham l's avatar
Graham l

Why can’t they all be as easy and efficient as Atom!

5
Great so easy to use, simple straight forward. No delayed payments blink and it is in your account. Reviewed on: 17th April 2025
Henry 's avatar
Henry

1st class efficient service.

5
1st class efficient service. Telephone calls were answered quickly by a human rather than options. The queries were dealt with and solved immediately. Reviewed on: 17th April 2025
Michelle C's avatar
Michelle C

Good interest rate and easy to use app

5
I have had only the instant saver account for a few months and haven't needed help from customer service yet so I can't provide much feedback. The app was easy to use and the interest rate is favourable (for now) Reviewed on: 17th April 2025
Luke's avatar
Luke

Great App

5
I was able to set up my fixed term savings account very easily and found the format of the app user friendly and informative. Reviewed on: 17th April 2025
Scott L's avatar
Scott L

Capital investment

5
Really easy to set up and use even for a pensioner like myself. Reviewed on: 17th April 2025
J B's avatar
J B

The best interest rate for Instant Access Savings an...

5
The best interest rate for Instant Access Savings and easy to use mobile app Reviewed on: 17th April 2025
Denis's avatar
Denis

Excellent service

5
Excellent service and very helpful especially if you have a problem Reviewed on: 17th April 2025
Barbara c's avatar
Barbara c

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