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Atom Bank: Savings reviews

4.91
Based on 5,210 reviews, last reviewed 28th Apr 2026
78% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Not bad Atom

5
Good interest rates keep it up Atom bank Reviewed on: 16th April 2025

Very easy to login

5
Very easy to login online and good savings accounts Reviewed on: 16th April 2025

I’ve had mortgages and savings with atom , and have...

5
I’ve had mortgages and savings with atom , and have found them flexible and as far as customer support goes fantastically helpful …. As a lifelong Midlands/HSBC customer I only wish I could have a current account with them as well Reviewed on: 16th April 2025

Great app and decent fixed bond interest rates.

5
Great app and decent fixed bond interest rates. Easy to set up account Reviewed on: 16th April 2025

great rates, straightforward processes, no hassle.

5
great rates, straightforward processes, no hassle. Reviewed on: 16th April 2025

Great bank rates and brilliant website.

5
Great bank rates and brilliant website. Excellent communication and always accurate Reviewed on: 16th April 2025

Love the speed of transactions and the dashboard.

5
Love the speed of transactions and the dashboard. Everything is so easy to find, and easily explained. Reviewed on: 16th April 2025

Competitive savings rates.

5
Have saved with Atom for a few years now. Love the App. Reviewed on: 16th April 2025

So simple

5
I really like how easy it is to move from a flexible account to a fixed rate for a fixed period. So easy and just the right amount of update and information emails. Easy to add a nominated account. And app is really intuitive Reviewed on: 16th April 2025

Smooth digital banking experience

5
Great reward saving product and a brilliant app, very easy to open and manage account. Reviewed on: 16th April 2025

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