Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,187 reviews, last reviewed 22nd Mar 2026
54100% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Interest rates are high. Interest rates are high. You dontvtecieve a barage of emails..easy to understand lay out. Reviewed on: 22nd March 2026
S P's avatar
S P

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5187)

Excellent app thats easy to use.

5
Excellent app thats easy to use. Great competitive interest rates. Highly recommended. Reviewed on: 16th April 2025

So easy to move money about.

5
So easy to move money about. Also provides good updates on the interest earned Reviewed on: 16th April 2025

Happy customer for near four years

5
Always good interest rates and easy to use app Reviewed on: 16th April 2025

So easy to use and clear to read

5
So easy to use and clear to read Reviewed on: 16th April 2025

Excellent service and easy app to use

5
Very quick and easy to set up and add funds, explained rates and terms over a set amount of years so you could decide which was best for you Reviewed on: 16th April 2025

App is really easy and cheery.

5
App is really easy to use as well as “cheery”. Transactions are easy to navigate too. I am really happy with the service I have received. Reviewed on: 16th April 2025

App very secure,helpful on phone.

5
App very secure,helpful on phone. Reviewed on: 16th April 2025

Just spot on from start to finish.

5
Just spot on from start to finish. Easy set up, easy everything. Recommend to everyone. Reviewed on: 16th April 2025

Excellent service!

5
Excellent service! I has e been promptly informed of any change to my account or new relevant documents. Reviewed on: 16th April 2025

Simple online banking

5
Simple easy account set up and easy to use online banking, friends and family already signed up also. Reviewed on: 16th April 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products