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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
77% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

No issues.

5
No issues. I have nothing further to say as limited experience Reviewed on: 16th April 2025

A very user friendly experience from the app to the...

5
A very user friendly experience from the app to the moving of money and the best rate I can find on the market Reviewed on: 16th April 2025

I,ve been a customer for years because of the compet...

5
Have been a customer for years because of the competitive rates and the support from home based customer service Reviewed on: 16th April 2025

Good bank to deal with.

5
Good bank to deal with. Local to the North East. Reviewed on: 16th April 2025

In all the time i have been with atom bank i have re...

5
In all the time i have been with atom bank i have received up to date information about accounts, a good time of notice for maturity and good interest rates. The only time i could not get online , i called them and after security checks( very good) i was back online. Staff very friendly and helpful. Reviewed on: 16th April 2025

Best on line savings bank

5
Excellent service with various savings products to suit everyone. Already introduced family to the site who have gone onto to invest. So keep up the good work everyone and good luck. Reviewed on: 16th April 2025

Highly recommended

5
Easy app to use, great customer service and good returns on your money. Reviewed on: 16th April 2025

Quick, easy and straightforward

5
Very easy bank to use, competitive interest rates & customer service is quick and to the point. Overall I would definitely recommend Atom to anyone looking for a new bank. Reviewed on: 16th April 2025

Simply the Best...

5
Couldn’t wish for more , excellent service throughout, nothings too much trouble , oh if only all the others followed Atoms attitude towards customers Reviewed on: 16th April 2025

A great app and bank -easy to use, clearly explained...

5
A great app and bank -easy to use, clearly explained and good experience overall Reviewed on: 16th April 2025

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