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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
77% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

I have recommended your service to all of my family...

5
I have recommended your service to all of my family who are now in the Atom family and some friends also. Reviewed on: 16th April 2025

Easy to use app.

5
Easy to use app. excellent communication Reviewed on: 16th April 2025

An ideal modern digital bank

5
A modern, well organised digital bank which leaves the traditional banks behind. Atom is a bank for today's way of working, providing full digital control for the customer. It's digital process and set-up are refreshing and much welcomed. Reviewed on: 16th April 2025

Excellent app thats easy to use.

5
Excellent app thats easy to use. Great competitive interest rates. Highly recommended. Reviewed on: 16th April 2025

So easy to move money about.

5
So easy to move money about. Also provides good updates on the interest earned Reviewed on: 16th April 2025

Happy customer for near four years

5
Always good interest rates and easy to use app Reviewed on: 16th April 2025

So easy to use and clear to read

5
So easy to use and clear to read Reviewed on: 16th April 2025

Excellent service and easy app to use

5
Very quick and easy to set up and add funds, explained rates and terms over a set amount of years so you could decide which was best for you Reviewed on: 16th April 2025

App is really easy and cheery.

5
App is really easy to use as well as “cheery”. Transactions are easy to navigate too. I am really happy with the service I have received. Reviewed on: 16th April 2025

App very secure,helpful on phone.

5
App very secure,helpful on phone. Reviewed on: 16th April 2025

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