Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Online process was easy and straight forward to use.

5
Online process was easy and straight forward to use. Reviewed on: 20th March 2025

Easy to use app, good interest rates, instant withdr...

5
Easy to use app, good interest rates, instant withdrawal Reviewed on: 20th March 2025

Amazing service and easy set up,Atom are a friendly...

5
Amazing service and easy set up,Atom are a friendly outfit. Reviewed on: 19th March 2025

I save with Atom bank using fixed rate savings accou...

5
I save with Atom bank using fixed rate savings accounts because they are easily set up, secure and provide a good interest rate. Reviewed on: 19th March 2025

Great app and account offerings

5
Never had a problem haven't needed to contact customer service. Good accounts with very good rates, very easy to setup and use. Reviewed on: 19th March 2025

Easy banking

5
It’s easy to set up an account and easy to log into your account. Reviewed on: 19th March 2025

One of the best.

5
Excellent service. Competitive savings rates. Good app. Reviewed on: 19th March 2025

Atom Bank an excellent online service provider.

5
Atom has always provided excellent service and always been very competitive with their savings rates. The on line system is simple to use and they have always made it easy to do business with. I have used Atom bank for many years now and I have always been very pleased with my savings rates Reviewed on: 19th March 2025

Excellent app and good account options

5
An excellent app that makes everything very easy. Many account options to choose from and with also good interest rates. Reviewed on: 19th March 2025

Excellent bank

5
Have experienced no issues whatsoever with Atom Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products