Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Love it why not!

5
Love how easy it was to open an account and move money when needed, with great interest rates why not. Reviewed on: 21st April 2025

Their interest rates are very competitive

5
I find the Atom's website and app very simple to navigate. Their interest rates are very competitive, and Atom keeps you updated on your investments without bombarding you with messages. This allows for a seamless user experience, making it easy to stay informed. Overall, I appreciate their approach to customer communication and the transparency they offer. Reviewed on: 19th March 2025

Very easy to set up and easy to follow progress.

5
Very easy to set up and easy to follow progress. I've used atom plenty over the last 3 years. Reviewed on: 19th March 2025

Review of my bsnk

5
Easy to open, easy to use and competitive in the msrket Reviewed on: 19th March 2025

Good bank and clear easy to use website

5
Website easy to navigate only wish you did isa bonds Reviewed on: 19th March 2025

Great bonds and annual interest rate

5
Really good annual interest rate, have utilised the bond account for 2 years now and grew my savings without risk. Reviewed on: 19th March 2025

Very satisfied customer

5
Very easy to apply for and use the app. Full confidence that my money is safe. Reviewed on: 19th March 2025

Excellent app and good interest rates.

5
Excellent app and competitive savings rates. Very easy and fast to transfer funds in/out. Good communication when needed. What's not to like? Reviewed on: 19th March 2025

Excellent and prompt service!

5
Excellent and prompt service! Excellent savings accounts and good rates! Reviewed on: 19th March 2025

Trustworthy and straightforward

5
Really easy to use with straightforward offerings- no trying to confuse you with lots of different types of accounts. Transparent information and quick and easy to apply for new accounts or make changes through the app, but still feels very secure and trustworthy. Consistently market-competitive rates and never had a bad customer service experience in over 10yrs Reviewed on: 19th March 2025

Solid Savings Account

5
Great bank with strong savings account offering Reviewed on: 19th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products