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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Truly a gem!

I have had three different saving accounts, fixed term and instant access, all with excellent interest rates. Super easy to navigate the app and to send money to the linked current account. Recommended to all my family and friends, truly a gem! Reviewed on: 19th March 2025

Easy to set up savings account.

Easy to set up savings account. Excellent mobile app. Reviewed on: 19th March 2025

Great app and good interest rates

Great app and good interest rates Reviewed on: 19th March 2025

great service, quick responses, excellent communicat...

great service, quick responses, excellent communication. makes life EASY! Reviewed on: 19th March 2025

Very competitive interest rates and very easy to dea...

Very competitive interest rates and very easy to deal with. Reviewed on: 19th March 2025

Atom are the best

Very easy to use app with excellent savings interest rates Reviewed on: 19th March 2025

Easy to open an account great UI/UX. No issues.

Seamlessly easy to open an account. Banked with Atom for 5+ years. Had both Fixed and instant savings accounts in the past. Interest has never been delayed. Straight forward banking app great UX/UI design. Never needed to contact them for assistance. Super quick transfers, transparent with changes. Excellent security. Sadly, no longer offer the best rates anymore so I have been holding my money in a different account. Reviewed on: 19th March 2025

Big fan of Atom

I chose Atom because of their high interest rate, and I stayed because it’s the easiest and most user-friendly bank I can imagine. The interface is pretty and so easy to understand, and their communication is great. I’ve never had any issues, but I know how to get the help if I need it! Reviewed on: 19th March 2025

Renewed my fixed saver.

Renewed my fixed saver.Easy to do with great rates of interest Reviewed on: 19th March 2025

Best Savings platform available.

I have numerous accounts with Atom and have never had a problem. The App is very intuitive and easy to use and navigate. The rates for all types of savers are very competitive and guaranteed by FSCS. Brilliant. Reviewed on: 19th March 2025

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