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Atom Bank: Savings reviews

4.91
Based on 5,191 reviews, last reviewed 25th Mar 2026
54500% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Beautifully designed digital experience I really enjoy the simplicity of the digital experience. It is really well designed. Reviewed on: 25th March 2026
THOMAS M's avatar
THOMAS M

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5191)

Great website and market leading interest rates

5
Great website, easy to navigate offering market leading interest rates. Good notifications when account matures with great interest rates available for reinvestment Reviewed on: 18th March 2025

Easy to use savings app with crystal clear instructi...

5
Easy to use savings app with crystal clear instructions. Competitive rates. A great way to save and earn interest. Reviewed on: 18th March 2025

Amazing customer service

5
Amazing customer and they answer the phone always and speak clear English with awesome mannerism Reviewed on: 18th March 2025

Absolutely amazing, so easy to work with!

5
Absolutely so easy to work with! Reviewed on: 18th March 2025

A very happy customer

5
Interest rates are always competitive. App is easy to use and the set up process is really quick. Reviewed on: 18th March 2025

Straight forward service and products

5
Straight forward service and products Reviewed on: 18th March 2025

Used Atom for 3 years .

5
Used Atom for 3 years .. never had an issue and offers good competitive rates Reviewed on: 18th March 2025

Cannot recommend Atom too highly.

5
Cannot recommend Atom too highly. Everything from the ease of opening an account, the easily navigable app, the comprehensive account details (eg forecast interest payments) and, most importantly, the very competitive interest rates, are first class. In my opinion, the customer experience from Atom is head and shoulders above traditional high street banks and building societies. Reviewed on: 18th March 2025

Great rates, transparent and user friendly

4
Great rates, transparent and user friendly Reviewed on: 18th March 2025

Have been investing with Atom for a number of years...

5
Have been investing with Atom for a number of years now and although Im not a whizz kid with the tec I find it very easy to deal with. Good rates clear precise information and very straight forward. Reviewed on: 18th March 2025

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