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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Fabulous fixed rate savings account

I discovered Atom bank through the MSE website. I was attracted by their positive reviews and fabulous interest rates. So I chose a 12 month fixed savings account for a lump sum. The account was easy to set up and transfer money into. I also liked that I could open the account with just a £1 before moving my lump sum across. I have not had to contact customer services yet as all has been plain sailing with this company. I have highly recommended Atom bank to all my friends and family. Reviewed on: 19th March 2025

I've been with Atom since it began and always enjoye...

I've been with Atom since it began and always enjoyed using their great App! If I need help or advice I email of message them and always get a swift reply. Rates are high, security is secure but easy to use and speaking to staff in Durham is always a pleasure. Reviewed on: 19th March 2025

A good solid bank company who comunciate well with t...

A good solid bank company who comunciate well with their customers. They are speedy in updating the information regarding interest rates and give good notifications about what is happening and when they make changes. Reviewed on: 19th March 2025

Atom makes saving money easy, their App is clear, ea...

Atom makes saving money easy, their App is clear, easy to use and set up compared with previous high street savings banks I’m used. I love using it! It is also highly secure with face recognition and other verification. Reviewed on: 19th March 2025

Simple banking app that does it all

I found the Atom Bank app the easiest banking app to use. It has been cleverly designed with all relevant information to hand. Have already recommended to friends and family. Reviewed on: 19th March 2025

Excellent Interest Rate & Service

I have invested with Atom several times and they have provided one of the highest interest rate for my savings. Excellent service. Reviewed on: 19th March 2025

We wouldn't continue if we were not satisfied

My funds appear to be safe and the account which is growing steadily requires very little of my time to monitor it. Reviewed on: 19th March 2025

Brilliant app.

Brilliant app. Very easy to navigate around it. Open new account check balances, always competes with best interest rates. Perfect for me and my family members Reviewed on: 19th March 2025

Great website.

Great website. Easy to use and good value Reviewed on: 19th March 2025

Great products

Good app easy to use. Good rates on product. Not had any problems using atoms services. Have recommended to friends and they now have accounts. Reviewed on: 19th March 2025

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