Paid advertisement
Smart Money People Logo

Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience. Write a review

Atom Bank Savings reviews (5210)

The Best Money Saver Bank

5
They have a brilliant service when offering I a High interest rate, where I can put away some Cash for later . They are flexible and easy to put money in and out, which is why I have many accounts with them I highly would recommend them to another person Reviewed on: 18th March 2025

Easy to open accounts, and manage via the app

5
I've opened several fixed term accounts. The interest rates were market leading at the time, and higher than what is currently available. The process was straightforward. That said, because they are fixed term accounts there is no day to day interaction required until the accounts reach maturity. Reviewed on: 18th March 2025

User friendly app, good rates

5
Always clear and easy to use their website. Competitive rates on savings products. Keep you informed. Reviewed on: 18th March 2025

Easy and quick to transfer money, reliable app and g...

5
Easy and quick to transfer money, reliable app and good consistency in rates Reviewed on: 18th March 2025

Simply the best ...

5
Fantastic in every department, everything is quick and easy Reviewed on: 18th March 2025

So easy and effortless to use.

5
So easy and effortless to use. Clear and simple every step of the way. Reviewed on: 18th March 2025

A great bank.

5
A great bank with a very helpful user friendly app. Reviewed on: 18th March 2025

Perfect bank app, thanks

5
Excellent app, easy to use. Security is safe and signing is simple and safe. Reviewed on: 18th March 2025

Easy to set up and good communication via e-mail.

5
Easy to set up and good communication via e-mail. Reviewed on: 18th March 2025

Online banking made super easy!

5
Online banking made super easy! Great savings rates and a very easy internet platform makes Atom a great choice. Reviewed on: 18th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Mortgages

    from Atom Bank 4.23 from 50 reviews
    Atom Bank
  • Business Loans

    from Atom Bank 4.12 from 7 reviews
    Atom Bank
    View all products