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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

No waiting for money to arrive or leave, instant qctiom

No waiting for money to arrive or leave, instant qctiom Reviewed on: 18th March 2025

Very competitive - often the best.

Very competitive - often the best. App is very user friendly and emails and communication is easy to understand, relevant and timely. Reviewed on: 18th March 2025

Money transfer issue

Great phone manners or the problem sorted job done Reviewed on: 18th March 2025

All aspects very clear and straightforward

All aspects very clear and straightforward Reviewed on: 18th March 2025

Good App - reliable and easy to use

Good App - reliable and easy to use. Fast transfers of funds. Interest rates not top of the best buy tables, but much better than high street banks. Good range of fixed rate terms. Reviewed on: 18th March 2025

Accessible and great value

Atom have a very intuitive app that’s easy and straightforward to use. Their interest rates were the best I could find - great value. Reviewed on: 18th March 2025

Excellent rates and so easy to use.

Excellent rates and so easy to use. Reviewed on: 18th March 2025

Easy to use app/excellent rates of interest

Easy to use app. Rates of interest are very competitive and have been over the many years I have banked with them. Can't fault them. Reviewed on: 18th March 2025

Easy to use and value for money.

Contacting customer services to resolve issues has always been quick and easy whenever I've needed help. Setting up accounts is seamless and the documentation provided has been easily accessible. Reviewed on: 18th March 2025

I will consider Atom Bank one of the best around...

I have banked with Atom Banked for the past 5 years and entrusted them with my savings. It was very easy and straightforward to open my online savings account and correspondence to confirm receipt of my deposit was immediate. It was also very easy to view and manage my savings account in the App. Every information I could need was there regarding maturity date, expected interests etc. Subsequent opening of new savings account is simplified from the information held on my first account and information on other financial products is readily available to enable informed decisions. The rates are also very competitive . Reviewed on: 18th March 2025

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