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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
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94%
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5%
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0%
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0%
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1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Great "ATOMIC" "APP".

5
Good interest rates and good service and great "ATOMIC" APP! Reviewed on: 18th March 2025

I like atom bank

4
I like atom bank,it's been good for me for many years now for mortgage and savings. Easy to use app and consistently good rates. Reviewed on: 18th March 2025

The app is very good.

5
The app is very good. It is easy to use and I like how it is set out. You receive a statement in the app every month and an e mail or notification to remind you it is there. Very good service. Reviewed on: 18th March 2025

Very fast service .

5
Very fast service . Transactions are instant and you are messaged instantly. Reviewed on: 18th March 2025

Try Atom For Yourself

5
Communication is in simple terms. Interesting rates on savings are competitive. Have only had to call them once when something was not immediately obvious - they answered the phone quickly and were great to deal with. Reviewed on: 18th March 2025

Good Bank

5
Very informative and knowing our monies in a good bank. Reviewed on: 18th March 2025

Easy set up, good communication, good rate.

5
Easy set up, good communication, good rate. Straightforward app. Reviewed on: 18th March 2025

Atom keeps things simple.

5
So straight forward to use Atom. I am a technophobe but find the App very easy to understand. Good savings rate paid. Reviewed on: 18th March 2025

It is very easy to invest with you and like the inte...

5
It is very easy to invest with you and like the interest you give to your customers, I have invested in yous about six times and will continue to invest in you . Reviewed on: 18th March 2025

Friendly service and easy accessability

5
Using the app is easy and I can access my account quickly. Any transaction are carried out quickly and money transfers. I am informed of any changes in rates and updates to services. I appreciate that there is always someone to speak to over the phone if needed as some online banks do not provide this special customer service. Reviewed on: 18th March 2025

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