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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
54700% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Easy to use app, great saving rates

5
Easy to use app, great saving rates Reviewed on: 18th March 2025

I have been saving with Atom for some years now

5
I have been saving with Atom for some years now and have always found them easy to use. Their app is simple and efficient in knowing what is happening within your accounts. I’m very happy to give them a positive review Reviewed on: 18th March 2025

Simple and easy savings management through their app.

5
Simple and easy savings management through their app. Reviewed on: 18th March 2025

The app is very easy to use.

5
The app is very easy to use. And withdrawing money is quick and simple too. Reviewed on: 18th March 2025

Really easy to work with, reliable, good choice and...

5
Really easy to work with, reliable, good choice and great app Reviewed on: 18th March 2025

A great provider to bank with

5
A great bank, good customer service and easy to navigate around the app. Reviewed on: 18th March 2025

Competitive rates and good service

5
I opened two Atom savings accounts a few years ago. Their interest rates rates are competitive with the larger more well known banks. I have rarely needed customer services but they were easy to contact when I did a few years ago. I plan to maintain my savings accounts with Atom and have also recommended Atom to friends. Reviewed on: 18th March 2025

Best savings account

5
Easy to view and manage account using the app. Helpful communication. Good interest rate on savings. Reviewed on: 18th March 2025

Great online and great on the phone too!

5
Great online and great on the phone too!! Reviewed on: 18th March 2025

Very good responsive app, always

5
Very good responsive app, always Reviewed on: 18th March 2025

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