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Atom Bank: Savings reviews

4.81
Based on 5,210 reviews, last reviewed 28th Apr 2026
73% increase in 5 star reviews
in the past 90 days
150% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026
Robert B's avatar
Robert B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

All round great experience.

5
All round great experience. Easy peasy, as my children would say. Reviewed on: 18th March 2025

Easy to setup, menus and options easy to understand

5
Easy to setup, menus and options easy to understand Reviewed on: 18th March 2025

Very simple to set up and use

5
Very simple to use. Great rates. Reviewed on: 18th March 2025

Crystal clear , easy to use app and very competitiv...

5
Crystal clear , easy to use app and very competitive interest rates . Excellent emails received which are indormative. A very modern way of banking ! Reviewed on: 18th March 2025

Love this online bank, easy to use and transparent.

5
Love this online bank. It’s transparency and my ability to view products with an easy online application to open accounts makes this an excellent bank. Love it Reviewed on: 18th March 2025

Superb customer service.

5
Superb customer service. Call answered promptly and politely and so helpful Really don’t expect this level of service these days so very pleasantly surprised! Reviewed on: 18th March 2025

Seamless transfer between accounts and the interest...

5
Seamless transfer between accounts and the interest rate was good. Reviewed on: 18th March 2025

Great "ATOMIC" "APP".

5
Good interest rates and good service and great "ATOMIC" APP! Reviewed on: 18th March 2025

I like atom bank

4
I like atom bank,it's been good for me for many years now for mortgage and savings. Easy to use app and consistently good rates. Reviewed on: 18th March 2025

The app is very good.

5
The app is very good. It is easy to use and I like how it is set out. You receive a statement in the app every month and an e mail or notification to remind you it is there. Very good service. Reviewed on: 18th March 2025

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