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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Atom is a bank to trust

Where money is concerned I had little or no knowledge of investing or where to look. My mother passed away and left me some money which caused me great anxiety. I was looking for a safe place to put it and luckily i was watching a program that mentioned Atom Bank so I had a look and i must say that it was very informative and gave me the assurance that Atom was the right choice for me. They have kept me informed from the beginning and would definitely recommend them to my friends and family and look forward to using their services in the future Reviewed on: 13th March 2025

Very easy to set up in the first place and to invest...

Very easy to set up in the first place and to invest, move and remove money Reviewed on: 13th March 2025

Easy until something goes wrong

SImple, but hard to get a hold of anyone as it is a digital bank. App is easy to use and very easy to access products Reviewed on: 13th March 2025

Easy to manage on line , quick and easy to open new...

Easy to manage on line , quick and easy to open new accounts Reviewed on: 13th March 2025

Website is excellent

Website is excellent - simple, intuitive and fast. A fantastic example that sets a high bar for other providers to match. Reviewed on: 13th March 2025

Atom is the best on-line savings account.

Very clear and easy to use App, and a great rate. What's not to like! Reviewed on: 13th March 2025

Easy to use app.

Easy to use app. Easy to change preferences. Instant message when moving money Reviewed on: 13th March 2025

App works first time every time.

App very easy to use and offers clear explanations of all serviced. Reviewed on: 13th March 2025

I have been using the Atom Bank for a few years now...

I have been using the Atom Bank for a few years now and I have always found easy and straightforward to choose what saving account was best for my needs Reviewed on: 13th March 2025

Making investments a positive investment

Great rates, a flexible product and the App is very easy to use. Highly recommended Reviewed on: 13th March 2025

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