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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

54700% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Great service from a great bank, used atom for years...

Great service from a great bank, used atom for years & never had any issues Reviewed on: 13th March 2025

It was the best offer available at the time kept me...

It was the best offer available at the time kept me well informed through a online app would recommend Reviewed on: 13th March 2025

Straightforward, easy process to open two accounts a...

Straightforward, easy process to open two accounts and send me emails advising any rate change and also any interest accrued on a monthly basis. Reviewed on: 13th March 2025

Can’t fault em everything so easy and when you do ne...

Can’t fault em everything so easy and when you do need contact there at the end of the phone very quickly 5* Reviewed on: 13th March 2025

Atom is my favourite bank.

Atom is my favourite bank. It offers a variety of account types: instant access and fixed rates for different lengths of time. My favourite is the Instant Access Reward which allows access to money if needed, but gives a better rate of interest in months when no money is taken from the account. Reviewed on: 13th March 2025

Easy, efficient banking excellent service

Easy, efficient banking excellent service Reviewed on: 13th March 2025

Variable and fixed

I've had fixed rate and a savings account and both have been easy to use and set up. Reviewed on: 13th March 2025

Trustworthy and good interest rates

I opened a savings account with Atom a couple of years ago. It was very easy to do, even the face verification which was a first for me. I opened it for the high interest rates and have continued to switch accounts with for optimal rates. It is stress-free every time. Reviewed on: 13th March 2025

Very easy app, clear and simple.

Very easy app, clear and simple. Savings rates good. Reviewed on: 13th March 2025

Great fixed rates

Great fixed rates helped us so much with house deposit Reviewed on: 13th March 2025

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