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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

I find Atom bank very easy to use via the app.

I find Atom bank very easy to use via the app, everything on the home screen is clear and easy, opening accounts is simple. Reviewed on: 13th March 2025

Great app. Interest rates ?

Easy to use app. Lately the Fixed rate accounts could be more competitive. So really it is a balancing act between the two Reviewed on: 13th March 2025

easy to communicate, but the interests could improve.

easy to communicate, but the interests could improve. Reviewed on: 13th March 2025

Simple set up

Very easy to set up. I'm 64 and not the most technical person on the planet but so easy to follow instructions. Reviewed on: 13th March 2025

Helpful, patient efficient service.

Helpful, patient efficient service.good interest rate, so far.thank you.No annoying messages. Reviewed on: 13th March 2025

Easy user interaction.

Easy user interaction. Flexible and quick access. Reviewed on: 13th March 2025

Atom , number one.

Efficient, easily manageable software, cannot fault it,Everyone with a band current account should use this facility. Reviewed on: 13th March 2025

Very professional service and great ease of use online

Very professional service and great ease of use online Reviewed on: 13th March 2025

First Class

I have invested with Atom Bank for many years and found it to be trustworthy, reliable with competitive interest rates. Reviewed on: 13th March 2025

Impressive and competitive

Consistently competitive savings accounts, clear and timely communications, well-designed platform. Compares very favourably with other leading providers. Reviewed on: 13th March 2025

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