Write a review

Go to business site

Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

View other Atom Bank products

4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

Read all reviews Write a review

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

Help others make smarter decisions by sharing your own experience.

Write a review

Atom Bank Savings reviews (5210)

Excellent website and good interest rates

Excellent website and good interest rates Reviewed on: 13th March 2025

Easy to open accounts on line and easy to use- good...

Easy to open accounts on line and easy to use- good products with good interest rates Reviewed on: 13th March 2025

I like the instant access when funds are transferred...

I like the instant access when funds are transferred in and out. I have already recommended Atom to a family member who also has an account now. Reviewed on: 13th March 2025

Amazing App

Amazing App, what more can you say? Not ever had to use customer service so can't comment there, but interest rates are decent. Reviewed on: 13th March 2025

Legendary banking experience

Easy uncomplicated to open account smooth to operate software that works perfectly the very best that banking has to offer. Reviewed on: 13th March 2025

The atom bank app is very good and easy to use and i...

The atom bank app is very good and easy to use and in the past when I have contacted their customer services they have always been very helpful. Their interest rates are very competitive. Reviewed on: 13th March 2025

Banking made easy

Opening an Atom account and subsequent transfers of money in and out have been quick and trouble-free via the App. Interest rates are competitive and account options are flexible depending on your needs. What's not to like! Reviewed on: 13th March 2025

Very easy to use app.

Very easy to use app. Fast telephone answering. Very good interest rates. A solid and professional organisation. Reviewed on: 13th March 2025

I love the app and its ease of use.

I love the app and its ease of use. I found setting up a breeze. I love love the simple uncomplicated products. Reviewed on: 13th March 2025

Have used Atom for a number of years & have been ver...

Have used Atom for a number of years & have been very happy with the service provided Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Savings
from Monzo 4.83 from 267 reviews
Savings
from Bradford District Credit Union 4.76 from 526 reviews
Savings
from The Cumberland 4.56 from 19 reviews

Want to see more from Atom Bank?

Mortgages
from Atom Bank 4.23 from 50 reviews
Business Loans
from Atom Bank 4.12 from 7 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub