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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Very easy to use app.

5
Very easy to use app. Fast telephone answering. Very good interest rates. A solid and professional organisation. Reviewed on: 13th March 2025

I love the app and its ease of use.

5
I love the app and its ease of use. I found setting up a breeze. I love love the simple uncomplicated products. Reviewed on: 13th March 2025

Have used Atom for a number of years & have been ver...

5
Have used Atom for a number of years & have been very happy with the service provided Reviewed on: 13th March 2025

Straightforward app.

5
Straightforward app, easy to move money around. Kept up to date with emails, however not gratuitously. Have recommended. Reviewed on: 13th March 2025

So accessible

5
Quick and easy, making savings on cash so accessible Reviewed on: 13th March 2025

Really easy to open an account, good customer service

5
Really easy to open an account, and when I had a question the agent on live chat looked into my query and responded with a solution very fast. Reviewed on: 13th March 2025

I’ve had savings account with atom for many years

5
I’ve had savings account with atom for many years Reviewed on: 13th March 2025

Great interest rate for a 1 year fixed rate savings...

5
Great interest rate for a 1 year fixed rate savings account. I'm using it to grow my fund for a 50th birthday trip! Reviewed on: 13th March 2025

Easy options at renewals of fixed deposits.

5
Easy options at renewals of fixed deposits. Clear prompts and good value deals for loyal customers. Easy to deal with via the app. Reviewed on: 13th March 2025

Happy customer

5
Really simple to set up and use app no fuss Reviewed on: 13th March 2025

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