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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Savings account

5
I opened an atom account when a friend recommended the amazing saving interest and options for 3/6/12 monthly savers. Reviewed on: 13th March 2025

I have been with atom bank for years.

5
I have been with atom bank for years. Excellent service they keep me up to date with fixed savings account that are maturing and easy to use instructions to manage my account Reviewed on: 13th March 2025

Recommended Atom by word of mouth , simple to set up...

5
Recommended Atom by word of mouth , simple to set up one off the best interest rates available, up to date interest amounts on the app and FSCS , so you know your money is safe , wish they did a cash isa . overall superb Reviewed on: 13th March 2025

Been with Atom for years

5
Been with Atom for years. Usually has the best or equal fixed savers. Reviewed on: 13th March 2025

Have been very happy with Atom for a few years...

5
Have been very happy with Atom for a few years Reviewed on: 13th March 2025

Excellent online with very helpful staff on telephone.

5
Excellent online with very helpful staff on telephone. Reviewed on: 13th March 2025

I find dealing with Atom very easy - the app is very...

5
I find dealing with Atom very easy - the app is very straightforward and I not had a problem dealing with my accounts over the time I have had them. Reviewed on: 13th March 2025

Great rates

5
Great ratesand set and easy to manage Reviewed on: 13th March 2025

Best fit for interest rate and timeframe

5
Atom was the best choice fixed saver for the timeframe I needed. They gave the best interest rate, and the app was really easy to use. My only criticism was not stating at the beginning when reading about the account that the fixed saver would only allow me to pay into it until a set cut off date. Reviewed on: 13th March 2025

Friendly easy website to navigate

5
Overall great friendly website with clear transparent information Reviewed on: 13th March 2025

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