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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Been with Atom for years

Been with Atom for years. Usually has the best or equal fixed savers. Reviewed on: 13th March 2025

Have been very happy with Atom for a few years...

Have been very happy with Atom for a few years Reviewed on: 13th March 2025

Excellent online with very helpful staff on telephone.

Excellent online with very helpful staff on telephone. Reviewed on: 13th March 2025

I find dealing with Atom very easy - the app is very...

I find dealing with Atom very easy - the app is very straightforward and I not had a problem dealing with my accounts over the time I have had them. Reviewed on: 13th March 2025

Great rates

Great ratesand set and easy to manage Reviewed on: 13th March 2025

Best fit for interest rate and timeframe

Atom was the best choice fixed saver for the timeframe I needed. They gave the best interest rate, and the app was really easy to use. My only criticism was not stating at the beginning when reading about the account that the fixed saver would only allow me to pay into it until a set cut off date. Reviewed on: 13th March 2025

Friendly easy website to navigate

Overall great friendly website with clear transparent information Reviewed on: 13th March 2025

Have invested for some ten years now, or seems like...

Have invested for some ten years now, or seems like that! Very easy to deal with and competitive rates. Easy to speak to although not usually necessary. Reviewed on: 13th March 2025

Excellent customer service.

This is a genuine review as I chose this bank because you gave a very good interest rate. I am not confident about using the Internet so I was in touch with your customer services regularly and they could not have been more helpful. I now find it very easy to transfer my money from one account to the other, withdraw when I need to or deposit when I want to. Reviewed on: 13th March 2025

Atom are just t brilliant money

Just brilliant moves money to a new account after using you last year and it was easy to do Reviewed on: 13th March 2025

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