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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5214 reviews)

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4.81

Based on 5,214 reviews, last reviewed 3rd Sep 2026

93% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Atomic savings provider The App is so easy to use. The communication, when savings are coming to maturity, with options so simple to execute. Reviewed on: 3rd September 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5214)

Top Rates With Ease

Atom always offers competitive savings rates, accounts are easy to manage through the App, setting up new accounts is quick and easy. Reviewed on: 13th March 2025

Savings account

I opened an atom account when a friend recommended the amazing saving interest and options for 3/6/12 monthly savers. Reviewed on: 13th March 2025

I have been with atom bank for years.

I have been with atom bank for years. Excellent service they keep me up to date with fixed savings account that are maturing and easy to use instructions to manage my account Reviewed on: 13th March 2025

Recommended Atom by word of mouth , simple to set up...

Recommended Atom by word of mouth , simple to set up one off the best interest rates available, up to date interest amounts on the app and FSCS , so you know your money is safe , wish they did a cash isa . overall superb Reviewed on: 13th March 2025

Been with Atom for years

Been with Atom for years. Usually has the best or equal fixed savers. Reviewed on: 13th March 2025

Have been very happy with Atom for a few years...

Have been very happy with Atom for a few years Reviewed on: 13th March 2025

Excellent online with very helpful staff on telephone.

Excellent online with very helpful staff on telephone. Reviewed on: 13th March 2025

I find dealing with Atom very easy - the app is very...

I find dealing with Atom very easy - the app is very straightforward and I not had a problem dealing with my accounts over the time I have had them. Reviewed on: 13th March 2025

Great rates

Great ratesand set and easy to manage Reviewed on: 13th March 2025

Best fit for interest rate and timeframe

Atom was the best choice fixed saver for the timeframe I needed. They gave the best interest rate, and the app was really easy to use. My only criticism was not stating at the beginning when reading about the account that the fixed saver would only allow me to pay into it until a set cut off date. Reviewed on: 13th March 2025

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