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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5210 reviews)

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4.81

Based on 5,210 reviews, last reviewed 28th Apr 2026

73% increase in 5 star reviews

in the past 90 days

150% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Continuing excellence. Never had any problems. Good savings rates.. Reviewed on: 28th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5210)

Happy with Atom...

It’s easy to open an account with Atom, the information required isn’t complicated. The app is simple to navigate and other Atom products are available to view and decide if they are for you. They keep in touch with information both by email and through the app and I feel the app is secure when I access it. Reviewed on: 13th March 2025

Excellent service and good app

Exvellent service and easy too yse app Reviewed on: 13th March 2025

I've been with Atom for a while now and they've alwa...

I've been with Atom for a while now and they've always offered a good interest rate on my savings. Reviewed on: 13th March 2025

Easy banking with Atom

Can do everything online or via their app. Makes things really easy and they have good rates on their products. Reviewed on: 13th March 2025

A Better Bank for Investors

My account was easy to set up with no issues. It is easy to manage online with clear instructions provided for every task. It allows me to know exactly when interest on my savings is paid and I'd highly recommend this bank to prospective savers. Reviewed on: 13th March 2025

Great and easy to use .

Great and easy to use . User friendly. Very quick for bank tx Reviewed on: 13th March 2025

Top Rates With Ease

Atom always offers competitive savings rates, accounts are easy to manage through the App, setting up new accounts is quick and easy. Reviewed on: 13th March 2025

Savings account

I opened an atom account when a friend recommended the amazing saving interest and options for 3/6/12 monthly savers. Reviewed on: 13th March 2025

I have been with atom bank for years.

I have been with atom bank for years. Excellent service they keep me up to date with fixed savings account that are maturing and easy to use instructions to manage my account Reviewed on: 13th March 2025

Recommended Atom by word of mouth , simple to set up...

Recommended Atom by word of mouth , simple to set up one off the best interest rates available, up to date interest amounts on the app and FSCS , so you know your money is safe , wish they did a cash isa . overall superb Reviewed on: 13th March 2025

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