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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5193 reviews)

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4.91

Based on 5,193 reviews, last reviewed 25th Mar 2026

27250% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Savings account

I opened an atom account when a friend recommended the amazing saving interest and options for 3/6/12 monthly savers. Reviewed on: 13th March 2025

I have been with atom bank for years.

I have been with atom bank for years. Excellent service they keep me up to date with fixed savings account that are maturing and easy to use instructions to manage my account Reviewed on: 13th March 2025

Recommended Atom by word of mouth , simple to set up...

Recommended Atom by word of mouth , simple to set up one off the best interest rates available, up to date interest amounts on the app and FSCS , so you know your money is safe , wish they did a cash isa . overall superb Reviewed on: 13th March 2025

Been with Atom for years

Been with Atom for years. Usually has the best or equal fixed savers. Reviewed on: 13th March 2025

Have been very happy with Atom for a few years...

Have been very happy with Atom for a few years Reviewed on: 13th March 2025

Excellent online with very helpful staff on telephone.

Excellent online with very helpful staff on telephone. Reviewed on: 13th March 2025

I find dealing with Atom very easy - the app is very...

I find dealing with Atom very easy - the app is very straightforward and I not had a problem dealing with my accounts over the time I have had them. Reviewed on: 13th March 2025

Great rates

Great ratesand set and easy to manage Reviewed on: 13th March 2025

Best fit for interest rate and timeframe

Atom was the best choice fixed saver for the timeframe I needed. They gave the best interest rate, and the app was really easy to use. My only criticism was not stating at the beginning when reading about the account that the fixed saver would only allow me to pay into it until a set cut off date. Reviewed on: 13th March 2025

Friendly easy website to navigate

Overall great friendly website with clear transparent information Reviewed on: 13th March 2025

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