Smart Money People Logo

Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5193)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

No problems whatsoever Good user interface too

5
No problems whatsoever Good user interface too Reviewed on: 13th March 2025

What’s not to like when it comes to banking!!

5
So easy to set up, so simple, very clear with all comms! What’s not to like when it comes to banking. Reviewed on: 13th March 2025

Good interest rates.

5
Good interest rates. Never had issue re payments to external accounts Reviewed on: 13th March 2025

Simple & Easy

5
Good rates of interest and good choice of ways to save. I haven't had to contact customer services as it was so easy to arrange in the app. Easy to check on your savings in the app and view any other offers. Reviewed on: 13th March 2025

Easy To Use - Excellent Communications

5
Easy to deal with and move money to bank of choice and excellent communications. Reviewed on: 13th March 2025

Savings account

5
Very easy to open an account on the app and to manage money Reviewed on: 13th March 2025

Great rates, great service.

5
Great rates, great service. Easy to setup and use. Reviewed on: 13th March 2025

Don’t know where or how to start saving? Try Atom Bank!

5
Atom Bank is quick and easy to apply! Gives one of the best rates on the market. The app interface is very friendly, using easy to understand words instead of confusing jargon. Customer service through the live chat and email was quick to respond to any of my queries. I would recommend for those that are interested in saving and don’t know where to start! Reviewed on: 13th March 2025

Very easy great app great rate fabulous would recomm...

5
Very easy great app great rate fabulous would recommend Reviewed on: 13th March 2025

good and competitive rates.

5
good and competitive rates.very good customer services when needed Reviewed on: 13th March 2025

Do you have a different Atom Bank product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Atom Bank?

  • Business Loans

    from Atom Bank 4.18 from 7 reviews
    Atom Bank
  • Mortgages

    from Atom Bank 3.80 from 50 reviews
    Atom Bank
    View all products