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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

I have opened three different Atom Bank Savings prod...

I have opened three different Atom Bank Savings products in the past year. The app is super easy to use and track my savings progress on. It would be even better if it allowed customers to transfer money between Atom Savings products, instead I had to send money to my linked bank account and then redirect it which was time consuming. Reviewed on: 5th February 2025

So easy to setup and use the app.

So easy to setup and use the app. Reviewed on: 5th February 2025

Simple and straightforward.

Simple and straightforward. No faff and very intuitive app. Reviewed on: 5th February 2025

Easy to use

So easy to set up and use, with good interest rates Reviewed on: 5th February 2025

Very helpful and professional, quick to answer the p...

Very helpful and professional, quick to answer the phone and happy to help. Reviewed on: 5th February 2025

Really good bank, favourable rate and easy to use

Really good bank, favourable rate and easy to use Reviewed on: 5th February 2025

Decent saving rates and timely credit each month.

Decent saving rates and timely credit each month. Reviewed on: 5th February 2025

Easy deposits and withdrawals

Incredibly easy to open an account and withdrawals are instant you're always made aware when you have deposited money Reviewed on: 5th February 2025

Simple straightforward on line banking no frills or...

Simple straightforward on line banking no frills or complications.easy to log in .All transactions are easily understood. Very satisfying Reviewed on: 5th February 2025

Brilliant Atom

I have never had a problem with Atom. They have been brilliant in all my dealings with them. I feel I am being listened too if I’ve had problem Reviewed on: 5th February 2025

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