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Atom Bank: Savings reviews

4.91
Based on 5,193 reviews, last reviewed 25th Mar 2026
27250% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
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5%
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0%
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0%
See only 1 star reviews
1%

Latest highest rating:

5

Easy to set up account on line and very user friendl... Easy to set up account on line and very user friendly app makes it easy to manage savings also vey competitive interest rates paid, so overall a good ... Read more Reviewed on: 25th March 2026
Katie B's avatar
Katie B

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5193)

Satisfied

1
Easy access, excellent condition to update accounts, would recommend Reviewed on: 5th February 2025

Seamless and intuititve.

5
Seamless and intuititve. Easy to use. Well designed. Reviewed on: 5th February 2025

Easiness to set up and good interest rates

5
Easiness to set up and good interest rates Reviewed on: 5th February 2025

Really great app which is easy to negotiate; best I’...

5
Really great app which is easy to negotiate; best I’ve used. Reviewed on: 5th February 2025

Top stuff, top bank

5
Simple to use site, straight forward without reams of pages to read, interest rates are better than others. Easy to contact if any queries. Reviewed on: 5th February 2025

Fixed rate savings plan

5
This is the second year I’ve used this bank for a fixed rate savings plan. Does what it says on the can! Reviewed on: 5th February 2025

Smooth and trouble free banking at touch of fingers.

5
Smooth and trouble free banking at touch of fingers. User friendly. Easy to navigate app. Reviewed on: 5th February 2025

The App is well designed and easy to use and they of...

5
The App is well designed and easy to use and they offer a great range of savings options with good interest rates Reviewed on: 5th February 2025

Top of their GAME

5
Fair interest rates: easy to navigate App::Always kept in the loop before account maturity- plenty of easy to understand options. It’s how banking should be. One of the best App based banks in the business.upon maturity I rarely change to another bank, Atom are always Competitive! Reviewed on: 5th February 2025

Easy to use good rates of return

5
Easy to use good rates of return Reviewed on: 5th February 2025

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