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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Really efficient online app.

Really efficient online app. Quick and easy to use. Reviewed on: 5th February 2025

Very easy to use app.

Very easy to use app. Kept up to date and easy to login and check savings. Reviewed on: 5th February 2025

Very simple process from start to finish

Very simple process from start to finish, with the best and easiest to use website on the internet. Reviewed on: 5th February 2025

No complaints

I have no complaints about Atom and have been with them a few years. Everything is straight forward and easy to check via the Website Reviewed on: 5th February 2025

Atom was my first experience of using a banking app...

Atom was my first experience of using a banking app and I was nervous about doing it. However setting up my information on the app was very easy . I have only once had an issue with access to the app but this was quickly resolved by speaking to someone from Atom who explained exactly what I needed to do and gave me reassurance. I love that I get regular updates about my accounts- they seem to anticipate exactly what I need to know. I am really happy with my Atom experience and have already recommended Atom to family members. Reviewed on: 5th February 2025

Very good app

Very good app, simple to navigate and clear. Would recommend without hesitation. Reviewed on: 5th February 2025

Easiest account opening experience ever.

Easiest account opening experience ever. Brilliant app. Easy to make transfers. Reviewed on: 5th February 2025

Efficient payments.

Efficient payments. Really love that payments are made on bank holidays as well. Reviewed on: 5th February 2025

We use the interest to boost our income.

We use the interest to boost our income. Have recommended atom to many friends and family who have since set up accounts. Reviewed on: 5th February 2025

I have opened three different Atom Bank Savings prod...

I have opened three different Atom Bank Savings products in the past year. The app is super easy to use and track my savings progress on. It would be even better if it allowed customers to transfer money between Atom Savings products, instead I had to send money to my linked bank account and then redirect it which was time consuming. Reviewed on: 5th February 2025

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