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Atom Bank: Savings reviews

Name: Savings
Rating: 4.9 (4806 reviews)

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4.92

Based on 4,806 reviews, last reviewed 14th Feb 2026

9950% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Competitive Interest Rates The account was easy to open, the interest rate offered was market leading and the app is very user friendly. Reviewed on: 14th February 2026

Latest lowest rating:

1

Disappointing Since opening this account the attractive headline ‘come open an account’ with us interest rate has done down three times. Not ideal! I am in the proc... Read more Reviewed on: 11th February 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (4806)

Easy to set up savings account with great online security

Top interest rate offered for fixed term savings, great online security features Reviewed on: 1st March 2017

Reply from Atom Bank Hey Fiona, thanks for leaving your review. It's great to see you're happy with our app, we've worked hard on it and it's amazing to see positive reviews. We're constantly developing our app as we build our bank and all customer feedback is appreciated, if you need any help at all please do not hesitate to get in touch. Response date: 22nd March 2017

Simple, easy & fast account set up and funding and leading interest rates

First time I have ever set up an funded a new savings account within an hour with a new provider. Move savings to them due to the rate - but process has been faultless Reviewed on: 28th February 2017

Gave up

Gave up trying to open fixed deposit account ...couldn't get past the identity checks and no one can explain why nor follow up to resolve Reviewed on: 27th February 2017

Better than all the rest banks and building societies!

Only found out about this UK bank today and immediately opened a small Fixed Term/Fixed Interest Rate account. Where else can you get this great rate on deposit with UK FCS cover?Fairly easy to setup on my android phone although the voice recognition part took several tries before it was happy with my voice. Cash sent from my linked bank account this evening so hope to see it in my new Atom account tomorrow. Reviewed on: 27th February 2017

Happy customer

Open a fixed saver account with Atom yesterday , I'm not particularly good with using internet but found it very easy to set up account , spoke to Alex on chat he was very friend and helpful , interest rate is great and I know it's early days but would recommend this bank. I'm a it nervous about every thing being online only so I'm going to take pictures of account numbers and amount in account to use as a copy for my files . Reviewed on: 27th February 2017

Registration

I have a Samsung mobile phone and a Samsung tablet. I have tried to down load the app from Play Store but get the message \your device isn't compatible with this version\" Seems you have to have a very up-to date devices otherwise you cannot use this bank.""" Reviewed on: 26th February 2017

Easy to open

Opened an account today in about ten minutes. Very easy and nice fresh modern approach to opening account. Contacted help "talk to us" feature re one question I had, got contact straight away and helpful quick answer. Can't fault it so far! Great Ap. Reviewed on: 26th February 2017

Very impressed

I've taken out a 1 year fixed rate saving account,was very impressed how easy their site is also the added security of voice and facial recognition .it was quick and easy to navigate through. Reviewed on: 25th February 2017

wasted time

tried about 10 times to open a savings account was declined.made a phone call another waste of time, never had such problems with other bank applications. Reviewed on: 25th February 2017

Early experiences have been excellent

It's a novel procedure to open an account, on a phone (or tablet) with voice recognition and face recognition for security, but it all works well (on my Android, Moto G4). I needed to speak to someone over a couple of queries and found there help line easy to access and informative. Interest rates are as good as you can find with full £85K protection, so definitely worth considering. Reviewed on: 17th February 2017

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