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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5194 reviews)

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4.91

Based on 5,194 reviews, last reviewed 9th Apr 2026

27300% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

I opened a new account with Atom and got a bonus int...

I opened a new account with Atom and got a bonus interest rate which really helped my money work harder. It was so easy to open an account using the app on my mobile phone. No fuss, it's just so easy to bank with Atom. Reviewed on: 16th April 2025

A joy using the Atom banking App.

It was very easy to open the initial account, banking on the app is very easy and straightforward and Atom have always been great at communicating my options at account maturity. Reviewed on: 12th April 2024

Great rates with a choice of terms, easy site to use.

Great rates with a choice of terms, easy site to use. Reviewed on: 12th April 2024

Best rate on the market.

Best rate on the market. Easy to setup an account. Reviewed on: 12th April 2024

Fantastic app and rates

Friendly company and with a great app. Really secure using face recognition. Great rates of return and ever so easy to manage. When my fixed term.matured, it was ever so easy to move products online and get another fixed rate. Reviewed on: 12th April 2024

Website is very user-friendly., friendly staff

The website is very user-friendly. It’s transparent. You can see what you are applying for & getting and any problems are resolved quickly. Reviewed on: 12th April 2024

Atom bank (outstanding )

Most competitive rates ,easy to use app Instructions and communication ,is straight forward, information always updated regularly highly recommend this bank as first choice to everyone, Reviewed on: 12th April 2024

Easy to set up and highly competitve interest rate.

Easy to set up and highly competitve interest rate. Excellent customer service response when I have needed to contact them. Highly recommend. Reviewed on: 12th April 2024

I have never had any issues with Atom.

I have never had any issues with Atom. The app, is easy to use, it’s clear and straightforward. Reviewed on: 12th April 2024

Straight forward to deal with.

Straight forward to deal with. All set up within 10 mins Reviewed on: 12th April 2024

People's bank

A secure simple banking experience Excellent investment rates Reviewed on: 12th April 2024

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