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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5208)

Very simple to use app with great interest rates.

Very simple to use app with great interest rates. Reviewed on: 23rd August 2024

Really easy to open account

Really easy to open account, and see all details online Reviewed on: 17th June 2024

Great for savings

I have multiple savings accounts with Atom and they are always quick to send out information and a very easy product to set up in their app. Reviewed on: 6th June 2024

Easy and informative

Excellent clear communications. The App is well designed and easy to navigate. Answers to any queries are easy to find on the App and its intuitive nature means that your time is not wasted and frustration is kept at bay. The product descriptions are interactive and informative and the interest rates have always been competitive. The instant illustration of ‘what you right earn’ is really helpful and it’s not an’example’ figure as you can enter the precise amount you want to invest. Reviewed on: 24th May 2024

Instant confirm when you move money which I really l...

Instant confirm when you move money which I really like great app , easy to use and competitive rates for instant access as well as a variety of fixed - highly recommend ! Reviewed on: 24th May 2024

Easy to use app.

Easy to use app. Consistantly good products and competitive interest rates Reviewed on: 16th April 2024

System is easy to use and efficient

System is easy to use and efficient Reviewed on: 16th April 2024

I love atom.

I love atom. Easy to set up, easy to use, good rates, easy app, lots of choice and a human to chat to if you ever need one Reviewed on: 15th April 2024

Easy to set up a fixed account with Atom Bank

With Atom Bank, it was easy to set up an account with secure access. Once the deposit period closed, it was easy to see the interest that was being accumulated each month. It also had a great interest rate! And at the end of the fixed period, it was easy to transfer to another great product. Reviewed on: 15th April 2024

Very good rate, customer services excellent, app eas...

Very good rate, customer services excellent, app easy to use Reviewed on: 15th April 2024

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