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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Fantastic rates, easy to set up and a super simple app!

Fantastic rates, easy to set up and a super simple app! Reviewed on: 13th January 2025

Easy to use app

I have had 3 bonds with atom & have found the app really easy to use. No searching high & low for what I want to know, it’s all so simple. Obviously atom need to also have a competitive rate for me to open a bond with them, which they have had. I would easily recommend this bank to friends & family that do online banking. Reviewed on: 28th November 2024

Great app with great rates

Atom is app only, and years ago it wasn't great. Rejoining this year; things have improvement massively. The app is more snappy and easy to navigate, and the accounts you can open in it have great rates. They also make it easy to have multiple fixed accounts, and offer short term accounts too; which is nice if you're saving with a date in mind. Reviewed on: 9th September 2024

** BEWARE - Unable to withdraw savings!

** BEWARE that you might not be able to withdraw your money if you need to! Great bank until my circumstances changed and I needed to access some of my savings. Atom refused to allow me to with draw funds from the 1yr fixed saver account. They will only allow you to withdraw if you go through the 'Financial Hardship' process and they expect you to prove that you need the money before letting you withdraw. Who's money is it? So complaint made and now I'm off to log the complaint with the FCA. Reviewed on: 5th September 2024

Great savings’ rates and a very user friendly App

Great savings’ rates and a very user friendly App Reviewed on: 4th September 2024

Very simple to use app with great interest rates.

Very simple to use app with great interest rates. Reviewed on: 23rd August 2024

Really easy to open account

Really easy to open account, and see all details online Reviewed on: 17th June 2024

Great for savings

I have multiple savings accounts with Atom and they are always quick to send out information and a very easy product to set up in their app. Reviewed on: 6th June 2024

Easy and informative

Excellent clear communications. The App is well designed and easy to navigate. Answers to any queries are easy to find on the App and its intuitive nature means that your time is not wasted and frustration is kept at bay. The product descriptions are interactive and informative and the interest rates have always been competitive. The instant illustration of ‘what you right earn’ is really helpful and it’s not an’example’ figure as you can enter the precise amount you want to invest. Reviewed on: 24th May 2024

Instant confirm when you move money which I really l...

Instant confirm when you move money which I really like great app , easy to use and competitive rates for instant access as well as a variety of fixed - highly recommend ! Reviewed on: 24th May 2024

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Atom Bank: Savings reviews

97% decrease in 5 star reviews

86% decrease in 1 star reviews

Latest highest rating:

5

Latest lowest rating:

1

About this product

Review Atom Bank: Savings now

Atom Bank Savings reviews (5213)

Fantastic rates, easy to set up and a super simple app!

Easy to use app

Great app with great rates

** BEWARE - Unable to withdraw savings!

Great savings’ rates and a very user friendly App

Very simple to use app with great interest rates.

Really easy to open account

Great for savings

Easy and informative

Instant confirm when you move money which I really l...

Review Atom Bank: Savings now

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