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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Excellent rates and a fantastic App.

Excellent rates and a fantastic App. Easy to open and maintain accounts, payments clearly visible. Reviewed on: 4th February 2025

Slick app, great rates and helpful customer service,...

Slick app, great rates and helpful customer service, what more could you want from a savings product? Reviewed on: 3rd February 2025

The app is so easy and fast.

The app is so easy and fast. I usually get a notification from Atom before confirmation funds have even been sent! They have a great selection of products whether it be for instant access with different rate rewards or the flexible terms of fixed savers. Reviewed on: 3rd February 2025

Really great rates and solid service

Really great rates and solid service Reviewed on: 3rd February 2025

Easy to set up, with excellent rates.

Easy to set up, with excellent rates. The money also transfers in and out at lightening speed. The product itself is really clear, with everything explained well. The company also seems to want to treat customers fairly and give them a good, modern experience to banking. Reviewed on: 3rd February 2025

Simple, Easy and good value

Really easy setup, app is great and the rates are always decent Reviewed on: 3rd February 2025

Simple and Great Value.

Simple and Great Value. UK based. What more could you want! Reviewed on: 3rd February 2025

So easy to deal with, the account set up was easy an...

So easy to deal with, the account set up was easy and the app a doddle to use Reviewed on: 30th January 2025

seamless service

Easy setup, lovely onboarding and seamless service ever since. Very clear messaging. Reviewed on: 30th January 2025

Fantastic rates, easy to set up and a super simple app!

Fantastic rates, easy to set up and a super simple app! Reviewed on: 13th January 2025

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