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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5208)

This will be the second year I have used Atom Bank a...

This will be the second year I have used Atom Bank and I have found the online app useful and easy to use as I am not particularly a techie person at the age of 69! Also if I have come across something that I have not understood the customer services have answered my query incredibly quickly. Reviewed on: 15th April 2024

Fantastic app and super easy to open an account.

Fantastic app and super easy to open an account. Got in with a best buy savings rate to boot! Reviewed on: 15th April 2024

Easy to set up and great customer service when infor...

Easy to set up and great customer service when information was needed. Reviewed on: 13th April 2024

A favourite bank for saving..

Just good, reasonably simple app and savings rates are always competetives Reviewed on: 13th April 2024

Brilliant bank and service

Brilliant rate of interest compared to other banks! I absolutely love the fact that being an online bank means they have less overhead costs and this is truly reflected in the way they give back to their customers. I switched to Atom a year ago after my previous building society, who I had been with for 20 years, had subsequently reduced my interest rate to a non-competitive rate. Atom offer me a much higher interest than any bank. The app also has great security features and is very easy to navigate, with handy information such as the maturation date of my fixed saver readily available. They also send very good communications so I never miss the deadline to add funds to my saver. Thank you Atom! Reviewed on: 13th April 2024

Atom-the simplest,best internet banking .

Atom has been the simplest internet banking I have ever done.it is secure and the easiest to sign in.i use either voice or face recognition which I have never used on any other banking system.it is an immediate notification when you put money in and when withdrawing also so simple to transfer to your chosen bank. also it is immediate.cannot rate it highly enough for it's ease if use. The rates of interest for the easy access and the fixed savingss accounts are good and compete well with other banks by far,for a technophobe the best.easiest banking I have used.in the near future I will look into it and see if I can have my wages .so truly glad to have discovered it. It is so uncomplicated.fast and very fair interest.love it Reviewed on: 13th April 2024

Great Product.

Easy product to engage with from a from a company that understands that trust and professionalism are important. Offering competitive rates during an uncertain economic environment. Reviewed on: 13th April 2024

Thumb up for Atom Bank

Very easy to set up account and manage Reviewed on: 13th April 2024

Satisfied

Mostly positive experience but the link for this latest e-mail does not work. Reviewed on: 12th April 2024

Very easy to open account.

Very easy to open account. Excellent interest rates. Reviewed on: 12th April 2024

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