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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5213 reviews)

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4.81

Based on 5,213 reviews, last reviewed 24th Jun 2026

97% decrease in 5 star reviews

in the past 90 days

86% decrease in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5213)

Easy to use app.

Easy to use app. Consistantly good products and competitive interest rates Reviewed on: 16th April 2024

System is easy to use and efficient

System is easy to use and efficient Reviewed on: 16th April 2024

I love atom.

I love atom. Easy to set up, easy to use, good rates, easy app, lots of choice and a human to chat to if you ever need one Reviewed on: 15th April 2024

Easy to set up a fixed account with Atom Bank

With Atom Bank, it was easy to set up an account with secure access. Once the deposit period closed, it was easy to see the interest that was being accumulated each month. It also had a great interest rate! And at the end of the fixed period, it was easy to transfer to another great product. Reviewed on: 15th April 2024

Very good rate, customer services excellent, app eas...

Very good rate, customer services excellent, app easy to use Reviewed on: 15th April 2024

This will be the second year I have used Atom Bank a...

This will be the second year I have used Atom Bank and I have found the online app useful and easy to use as I am not particularly a techie person at the age of 69! Also if I have come across something that I have not understood the customer services have answered my query incredibly quickly. Reviewed on: 15th April 2024

Fantastic app and super easy to open an account.

Fantastic app and super easy to open an account. Got in with a best buy savings rate to boot! Reviewed on: 15th April 2024

Easy to set up and great customer service when infor...

Easy to set up and great customer service when information was needed. Reviewed on: 13th April 2024

A favourite bank for saving..

Just good, reasonably simple app and savings rates are always competetives Reviewed on: 13th April 2024

Brilliant bank and service

Brilliant rate of interest compared to other banks! I absolutely love the fact that being an online bank means they have less overhead costs and this is truly reflected in the way they give back to their customers. I switched to Atom a year ago after my previous building society, who I had been with for 20 years, had subsequently reduced my interest rate to a non-competitive rate. Atom offer me a much higher interest than any bank. The app also has great security features and is very easy to navigate, with handy information such as the maturation date of my fixed saver readily available. They also send very good communications so I never miss the deadline to add funds to my saver. Thank you Atom! Reviewed on: 13th April 2024

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