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Atom Bank: Savings reviews

4.91
Based on 5,194 reviews, last reviewed 9th Apr 2026
27300% increase in 5 star reviews
in the past 90 days
700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
94%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Solid app. Solid app. Competitive rates. Good customer service. Has a lot of potential if marketed right and small improvements to the process of funding the acc... Read more Reviewed on: 9th April 2026
JamTomorrow's avatar
JamTomorrow

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026
Catherine R's avatar
Catherine R

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Atom Bank Savings reviews (5194)

Review of the Atom Bank, Savings:

Everything you want from a savings account

5
Easy to navigate, good rates, excellent communication, speedy transfers. Reviewed on: 21st April 2025

Banked with Atom for years now always competitive or...

5
Banked with Atom for years now always competitive or top rates offered. Great customer service and a very simple App which is very user friendly and easy to navigate. No hesitation to recommend to friends and family. Reviewed on: 10th April 2024

Best customer service

5
It's all very straightforward, but if you do need to ask anything you get through to a friendly and helpful human being. It couldn't be better! Reviewed on: 10th April 2024

Great customer service, competitive rates, easy to u...

5
Great customer service, competitive rates, easy to use website Reviewed on: 10th April 2024

Atom bank have always helped me when I had a problem.

5
Atom bank have always helped me when I had a problem. They always explain everything most helpful Reviewed on: 10th April 2024

Great rates and user friendly app

5
Great rates and user friendly app Reviewed on: 10th April 2024

Excellent product - very easy to use the app.

5
Excellent product - very easy to use the app. Reviewed on: 10th April 2024

Competitive interest rates and easy to navigate acco...

5
Competitive interest rates and easy to navigate account on line Reviewed on: 10th April 2024

Help given to a lost soul.

5
They were attractive in interest rates and at the time of probate and COVID they were very useful to avoid a lot of my problems. Been with them ever since and my only limit is the amount they specify. So I stand pat on my investments with them. Let the money do the work. Reviewed on: 10th April 2024

Very simple to set up and competitive interest rates

5
It was very simple to set up initially. Easy to move to another product once fixed saver finished. Have kept growing my money by keeping it in fixed savers and via the app seeing my money increase. The interest rates are very competitive, being amongst the highest for this type of product Reviewed on: 10th April 2024

Fixed Saver

5
Easy to set up, user friendly, great app, good communication, competitive rates Reviewed on: 10th April 2024

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