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Atom Bank: Savings reviews

4.81
Based on 5,213 reviews, last reviewed 24th Jun 2026
97% decrease in 5 star reviews
in the past 90 days
86% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
1%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026
John 's avatar
John

Latest lowest rating:

1

phone stolen . Atom lethargic in their response I had my phone stolen . While Barclays acted like lightning to secure my accounts. Atom was slow ,uninterested and not clear with the explanations of ... Read more Reviewed on: 24th June 2026
George A's avatar
George A

About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

Review Atom Bank: Savings now

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Atom Bank Savings reviews (5213)

Easy to use even for us oldies !!

5
Good rate - easy to access - even for the older generation. Clear and easy instructions when using the app. Reviewed on: 10th April 2024

Just very efficient, easy to use and extremely compe...

5
Just very efficient, easy to use and extremely competitive on rates Reviewed on: 10th April 2024

Fabulous, informative and simple.

5
Fabulous, informative and simple. I have a number of accounts with atom, always great and when i needed assistance they're always so helpful Reviewed on: 10th April 2024

Great rates and easy to open Fixed Saver Accounts

5
It is very easy to open a fixed savings account with Atom via their app. The app is simple and straightforward to use to manage your fixed saver accounts. Their rates are competitive and offer a variety of fixed terms. The app also shows how much interest an account will earn with interactive illustartions. Good communication from Atom regarding the accounts via notifications and emails. Reviewed on: 10th April 2024

Best to invest with!

5
In my 7 year experience with Atom Bank I have had nothing but excellent service and most importantly, excellent investment rates. I have been kept well informed throughout every investment I have made. I trust Atom Bank implicitly. Reviewed on: 10th April 2024

Using the Atom app

5
I don’t find apps easy to navigate, but the Atom app was no problem. All actions were completed quickly an d instructions were easy to follow Reviewed on: 10th April 2024

Satisfied

5
Very good service , excellent rates. Reviewed on: 10th April 2024

Good service and all round good experience

5
Good service and all round good experience using the app and bank Reviewed on: 10th April 2024

A great 5 years of committed service from Atom

5
I have been a customer with Atom Bank using the fixed savings product regularly. Atom's customer service is 5 stars. They have never let me down or missed a prompt relaying news about my product. The App is extremely user friendly and gives so many options on how to treat funds. I look forward to the next 5 years plus with Atom. Reviewed on: 10th April 2024

Simple & secure application with a good interest rate

5
Simple and secure online application and enrolment with a competitive interest rate. Customer service is also quick to respond if you do need help over the phone. Reviewed on: 10th April 2024

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