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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5208)

Excellent product - very easy to use the app.

Excellent product - very easy to use the app. Reviewed on: 10th April 2024

Competitive interest rates and easy to navigate acco...

Competitive interest rates and easy to navigate account on line Reviewed on: 10th April 2024

Help given to a lost soul.

They were attractive in interest rates and at the time of probate and COVID they were very useful to avoid a lot of my problems. Been with them ever since and my only limit is the amount they specify. So I stand pat on my investments with them. Let the money do the work. Reviewed on: 10th April 2024

Very simple to set up and competitive interest rates

It was very simple to set up initially. Easy to move to another product once fixed saver finished. Have kept growing my money by keeping it in fixed savers and via the app seeing my money increase. The interest rates are very competitive, being amongst the highest for this type of product Reviewed on: 10th April 2024

Fixed Saver

Easy to set up, user friendly, great app, good communication, competitive rates Reviewed on: 10th April 2024

Easy to use and great to save

Easy to set up account and easy to use app. Great choice of products. Helpful messages via email or in app. Good experience overall. Nice look to the app. Reviewed on: 10th April 2024

Atom is da bomb!

The app is superb. So simple and accessible. Reviewed on: 10th April 2024

A bank that works for you and your money.

A no nonsense hassel free bank that gives you excellent interest rates. An easy to use app with help at the end of the phone if needed. Reviewed on: 10th April 2024

Moderate

Rates not as good as they used to be Reviewed on: 10th April 2024

Excellent in every way

A really easy to use app which enables all transactions to be smooth and immediate. Good interest rates too Reviewed on: 10th April 2024

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