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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Best customer service

It's all very straightforward, but if you do need to ask anything you get through to a friendly and helpful human being. It couldn't be better! Reviewed on: 10th April 2024

Great customer service, competitive rates, easy to u...

Great customer service, competitive rates, easy to use website Reviewed on: 10th April 2024

Atom bank have always helped me when I had a problem.

Atom bank have always helped me when I had a problem. They always explain everything most helpful Reviewed on: 10th April 2024

Great rates and user friendly app

Great rates and user friendly app Reviewed on: 10th April 2024

Excellent product - very easy to use the app.

Excellent product - very easy to use the app. Reviewed on: 10th April 2024

Competitive interest rates and easy to navigate acco...

Competitive interest rates and easy to navigate account on line Reviewed on: 10th April 2024

Help given to a lost soul.

They were attractive in interest rates and at the time of probate and COVID they were very useful to avoid a lot of my problems. Been with them ever since and my only limit is the amount they specify. So I stand pat on my investments with them. Let the money do the work. Reviewed on: 10th April 2024

Very simple to set up and competitive interest rates

It was very simple to set up initially. Easy to move to another product once fixed saver finished. Have kept growing my money by keeping it in fixed savers and via the app seeing my money increase. The interest rates are very competitive, being amongst the highest for this type of product Reviewed on: 10th April 2024

Fixed Saver

Easy to set up, user friendly, great app, good communication, competitive rates Reviewed on: 10th April 2024

Easy to use and great to save

Easy to set up account and easy to use app. Great choice of products. Helpful messages via email or in app. Good experience overall. Nice look to the app. Reviewed on: 10th April 2024

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