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Atom Bank: Savings reviews

Name: Savings
Rating: 4.81 (5212 reviews)

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4.81

Based on 5,212 reviews, last reviewed 16th Jun 2026

95% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Clean and efficient Atom has multiple products available dependent on your goals and the App interface is very clean and simple to use. Reviewed on: 16th June 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5212)

Atom is da bomb!

The app is superb. So simple and accessible. Reviewed on: 10th April 2024

A bank that works for you and your money.

A no nonsense hassel free bank that gives you excellent interest rates. An easy to use app with help at the end of the phone if needed. Reviewed on: 10th April 2024

Moderate

Rates not as good as they used to be Reviewed on: 10th April 2024

Excellent in every way

A really easy to use app which enables all transactions to be smooth and immediate. Good interest rates too Reviewed on: 10th April 2024

Easy to use open an account and use the app.

Easy to use open an account and use the app. Reviewed on: 10th April 2024

Easy to set up accounts and good banking app.

Easy to set up accounts and good banking app. Very happy with the various accounts I’ve had with them in recent years Reviewed on: 10th April 2024

Trustworthy, efficient & good financial returns...

Trustworthy, efficient, simple to operate & good returns Reviewed on: 10th April 2024

I recommend Atom Bank

Simple to open and very competitive interest rate Reviewed on: 10th April 2024

Atom Bank - good bank,good products, good service

Atom Bank were good at communicating and offered good products. The site was easy to use and the bank gave plenty of warning and time to respond to any change/ action required. I was very happy with all aspects of this bank. Reviewed on: 10th April 2024

It was very easy and secure to set up my application...

It was very easy and secure to set up my application via Atom's app. They use facial recognition so you know the app is safe to use. Having tried and failed to open an account with a competitor - who didn't have an app and required correspondence via post - this was a faultless experience. Reviewed on: 10th April 2024

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