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Atom Bank: Savings reviews

Name: Savings
Rating: 4.91 (5208 reviews)

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4.91

Based on 5,208 reviews, last reviewed 19th Apr 2026

56100% increase in 5 star reviews

in the past 90 days

700% increase in 1 star reviews

in the past 90 days

94%

Latest highest rating:

5

Atom Bank fixed rate and cash isa Has good fixed rates and I have a cash isa also, easy to use app, quick withdrawal within a few minutes Reviewed on: 19th April 2026

Latest lowest rating:

1

Poor value compared to other savings providers We have a number of savings accounts. Atom bank has been the worst by far in terms of offering one rate and then dropping the rate. Do not recommend Reviewed on: 9th March 2026

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About this product

Atom Bank offer a range of savings accounts.

Atom Bank aim to make saving for your goals easier with account options including the Instant Saver, Instant Saver Reward and Fixed Saver. All savings accounts can be managed through the Atom Bank app.

Atom Bank savings reviews help you find out what it’s really like to be a customer. If you’ve used Atom Bank before, you can also leave a review and share your experience.

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Atom Bank Savings reviews (5208)

Easy to use open an account and use the app.

Easy to use open an account and use the app. Reviewed on: 10th April 2024

Easy to set up accounts and good banking app.

Easy to set up accounts and good banking app. Very happy with the various accounts I’ve had with them in recent years Reviewed on: 10th April 2024

Trustworthy, efficient & good financial returns...

Trustworthy, efficient, simple to operate & good returns Reviewed on: 10th April 2024

I recommend Atom Bank

Simple to open and very competitive interest rate Reviewed on: 10th April 2024

Atom Bank - good bank,good products, good service

Atom Bank were good at communicating and offered good products. The site was easy to use and the bank gave plenty of warning and time to respond to any change/ action required. I was very happy with all aspects of this bank. Reviewed on: 10th April 2024

It was very easy and secure to set up my application...

It was very easy and secure to set up my application via Atom's app. They use facial recognition so you know the app is safe to use. Having tried and failed to open an account with a competitor - who didn't have an app and required correspondence via post - this was a faultless experience. Reviewed on: 10th April 2024

Easy to set up and great saving rate

Easy to set up and great saving rate Reviewed on: 10th April 2024

Super easy application, easy to manage through the a...

Super easy application, easy to manage through the app and gives pretty good interest rates. Reviewed on: 10th April 2024

Fixed Saver

Opened a fixed saver through the app. Very easy to do. Reviewed on: 10th April 2024

Excellent product, very competitive rates.

Excellent product, very competitive rates. This company's communications are superb and their digital offering is very good. Really easy to see what your savings are worth and how they'll grow over the term of the account. Reviewed on: 10th April 2024

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